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Alternatives

Products that do what Lit.money – Ethically designed to be a private, simple way to see money does

Hey HN People, I know it's 2025, and you might be wondering why there's a need for a personal finance web app. I'd like to share my story and why I created lit.Money. During COVID, I started actively managing my finances, primarily optimizing for FIRE and monitoring my progress. There are apps in India, but I didn't like their UI. I don't like to exchange messages or call with accountant for bank details or transaction queries. I also wanted a simple way to view my partner's and family's finances in one place. I considered Copilot, but it wasn't available in India. While there are 1 or 2…

  1. 1

    Say goodbye to financial anxiety

    2023

  2. 2WP

    Thank you for your comments, just some context: - The app is a simple desktop application that works on macOS, Windows, and Ubuntu. - I developed this app for my own needs. Getting tired of SaaS app subscriptions and privacy concerns. - For now, the activities are logged manually or imported from a CSV file. No integration with Plaid or other platforms. - No monetization is planned for now (only a "buy me a coffee" if you use and appreciate the app).

    2024 · wealthfolio.app

  3. 3KM

    Manipulating monetary amounts is a common computing chore. However, no mainstream language has a first-class data type for representing money, it’s up to programmers to code abstractions for it. This isn’t an issue per se until dealing with rounding issues from operations like installment payments (e.g., buy now, pay later), foreign exchange, or even simple things like fee processing and tax collection. Inspired by my days at N26 Brasil dealing with these challenges, I introduce Money: a Kotlin library that makes monetary calculations and allocations easy.

    2024 · blog.eriksen.com.br

  4. 4
    Plan87

    Finance tracker for goals, incomes, savings in one place.

    2020

  5. 5

    Invest first & spend what's left

    2024

  6. 6
    Monse104

    Privacy-friendly personal finance application

    2023

  7. 7DE

    Hello HN! I am Aswin Mohan, full-stack mobile + web developer and I built PaperMoney(https://getpaper.money). PaperMoney is a double-entry accounting based personal finance app. It can help you keep track of your expenses, assets, liabilities and your net-worth. It is based on the command-line tools beancount and ledger. I had been using beancount to track my expenses for over two years. The plain-text accounting and reporting with fava was great, but I wanted a mobile based app to keep track on the go. Looked around existing solutions but everything fell short when compared to…

    2024 · getpaper.money

  8. 8

    A calm, clear view of your savings

    Jun 2026 · tech-creative.co.uk

  9. 9
    Stated78

    Privacy-first AI finance tracker

    Apr 2026

  10. 10
    Monetal82

    Super simple expense tracker💰

    2018

  11. 11
    5coins94

    A simple app to track your daily expenses

    2015

  12. 12
    FinTab78

    The accounting system for cryptocurrency portfolios

    2018

  13. 13
    FOLO55

    India's 1st NetWorth App

    Nov 2025

  14. 14FL

    We built a local-first, private, multi-currency, double-entry based personal finance app. It will help you track, visualize, and plan your financial journey. Use the `Try demo` button, to try it without an account. Small screens (mobiles) are not supported yet. By local-first we mean, your data is on your system (we use sqlite over opfs, in browser). For synching across devices, the data is encrypted with your key before it leaves your device. You can backup the data locally (if you are using chrome) and/or to your dropbox. It's designed so that we (the people building it) can't access…

    Nov 2025 · finbodhi.com

  15. 15M

    We’re Scott and Sunny—two long-time personal finance nerds. When we met 6 years ago we compared our personal finance spreadsheets. Ours were packed with macros, scenarios, and tax modeling—but even then, found they were not complete. Planning for financial independence is hard, and the cost of mistakes is high. So we built the tool we always wanted: MoneyOnFIRE. MOF calculates a personalized, tax-aware roadmap to financial independence—across account types, life goals, and withdrawal strategies. It shows you not just if you can achieve financial indepdendence, but how, when, and what to…

    2025 · moneyonfire.com

  16. 16

    The personal finance app built for you

    Oct 2025

  17. 17

    AI finance tracker for multi-bank, multi-currency households

    Jun 2026 · moneyball.me

  18. 18TA

    I built this as a personal finance app that allows me to see how my recurring incomes and expenses will affect my network over the years. So trackm can show up to 4 years in the future and track when your accounts will go negative given you expenses and incomes. I've been dogfooding it for the past 10 days, fixing issues I find from my day-to-day use and now it's at a point where I'm comfortable sharing it with others. The app is free for 30 days, after which it goes into read-only mode. Paying the one-time license fee unlocks it forever.

    Mar 2026 · trackm.net

  19. 19SM

    Status Money is a new personal finance management (PFM) website that lets you anonymously compare your finances to millions of people. We've been working on it for over a year and would love your thoughts and feedback! Check it out at: https://statusmoney.com How it works: Status aggregates your financial accounts, syncs with your TransUnion credit file, and shows you how your spending, income, assets, debts, net worth, and credit score compare with people like you – these are people your age that live in your city and have an income, credit score, and housing situation that is…

    2017

  20. 20

    One powerful app for personal, family & business finance.

    Mar 2026

  21. 21IM

    Hey HN, As someone who geeks out on both investment data and privacy tech, I built Capitally to scratch my own itch. It's encrypted on-device so that once I can afford to hire a second engineer, he cannot peek into my own data! I wanted a way to monitor ALL my investments (stocks, crypto, real estate, angel investments, etc.) in one place and really dig into the data - but without compromising my privacy. Here's how Capitally makes that possible: On the data side: Import data from CSVs, spreadsheets, or any other source via a flexible no-code editor Map any data format into a standardized…

    2024 · mycapitally.com

  22. 22
    UseKYN6

    Financial clarity without the data overload

    Jul 2026 · usekyn.com

  23. 23

    Know your numbers. Improve what you can.

    May 2026 · finious.ai

  24. 24CM

    I thought I could make a personal finance app that was simpler, smarter and more privacy-focused than Monarch, YNAB and Copilot. I believe I have, but today that's up to you. While the classic story of using a variety of "analog" tools to manage money does apply to me, the main pillars that pushed me to build Cadence Money were: - Pay for the level of syncing that's used including none - No built-in AI - Fully cross-platform including mobile browsers - Passkeys available day one - Proper Canadian support - No ads even for a book After seven years at 1Password as a Lead PM, I can safely say…

    Jul 2026 · cadencemoney.com

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