AI · alternatives · 2026
24 alternatives to Lit.money – Ethically designed to be a private, simple way to see money
Hey HN People, I know it's 2025, and you might be wondering why there's a need for a personal finance web app. I'd like to share my story and why I created lit.Money. During COVID, I started actively managing my finances, primarily optimizing for FIRE and monitoring my progress. There are apps in India, but I didn't like their UI. I don't like to exchange messages or call with accountant for bank details or transaction queries. I also wanted a simple way to view my partner's and family's finances in one place. I considered Copilot, but it wasn't available in India. While there are 1 or 2…
Lit.money is a personal finance web app designed for privacy-conscious users in India who want to manage their money simply. It aggregates financial data from multiple accounts onto a single dashboard and allows users… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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Say goodbye to financial anxiety
2023 · cashews.finance · its alternatives →
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Thank you for your comments, just some context: - The app is a simple desktop application that works on macOS, Windows, and Ubuntu. - I developed this app for my own needs. Getting tired of SaaS app subscriptions and privacy concerns. - For now, the activities are logged manually or imported from a CSV file. No integration with Plaid or other platforms. - No monetization is planned for now (only a "buy me a coffee" if you use and appreciate the app).
2024 · wealthfolio.app · its alternatives →
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Ray▲293I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
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Everyone’s chasing AI hype. I built a Google Sheet and it quietly took off. In 2020, I made it to track my own finances for income, expenses, savings, yearly summaries etc. I shared it once on Reddit, forgot about it for a year… When I checked back, it had over 130k views and I was honestly stoked! No launch. No funding. No AI. Just a spreadsheet people actually stick with and find useful. I finally gave it a proper home: write-it-down.com Now, more than 2,300 people use it. It’s intentionally boring and that’s why it works. People don’t always need AI. They just need something that actually…
2025 · write-it-down.com · its alternatives →
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Hi HN, I built Whisper Money because I was frustrated that every personal finance app wanted full access to my bank credentials, fed my transactions into AI systems, or sold my spending data to third parties. Whisper Money takes a different approach: - *No bank credential sharing* - Import your transactions via CSV/XLS exports from your bank. No Plaid, no OAuth to your bank, no third-party integrations that can get breached. - *No AI snooping* - Your transactions are never fed into AI systems you don't control. - *No third-party data sharing* - Your financial data is never shared with…
Nov 2025 · whisper.money · its alternatives →
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Hello HN! I am Aswin Mohan, full-stack mobile + web developer and I built PaperMoney(https://getpaper.money). PaperMoney is a double-entry accounting based personal finance app. It can help you keep track of your expenses, assets, liabilities and your net-worth. It is based on the command-line tools beancount and ledger. I had been using beancount to track my expenses for over two years. The plain-text accounting and reporting with fava was great, but I wanted a mobile based app to keep track on the go. Looked around existing solutions but everything fell short when compared to…
2024 · getpaper.money · its alternatives →
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SpendSights▲105Simply track your money just from your bank statements
2023 · spendsights.in · its alternatives →
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Meet Penny, your personal finance coach. Spend smarter, save more, live happier.
2016 · pennyapp.io · its alternatives →
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A calm, clear view of your savings
Jun 2026 · tech-creative.co.uk · its alternatives →
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Private finance tools. No login. No bank linking.
Dec 2025 · fintechlite.com · its alternatives →
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Connect with peers to intelligently manage your money.
2019 · statusmoney.com · its alternatives →
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Treasury AI▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
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EA88 là điểm đến giải trí trực tuyến hàng đầu với kho game đa dạng cùng tỷ lệ trả thưởng hấp dẫn. Tham gia ngay để tận hưởng bảo mật tuyệt đối và ưu đãi lớn.
2021 · safeapps.io · its alternatives →
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We built a local-first, private, multi-currency, double-entry based personal finance app. It will help you track, visualize, and plan your financial journey. Use the `Try demo` button, to try it without an account. Small screens (mobiles) are not supported yet. By local-first we mean, your data is on your system (we use sqlite over opfs, in browser). For synching across devices, the data is encrypted with your key before it leaves your device. You can backup the data locally (if you are using chrome) and/or to your dropbox. It's designed so that we (the people building it) can't access…
Nov 2025 · finbodhi.com · its alternatives →
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Glass Money▲10Track UPI, banks, and joint accounts in one place
Sep 2026 · glassmoney.app · its alternatives →
- 24IC
2013 · getcomb.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →