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Dev tools · August 22, 2026

NK Finance

Self-hosted personal finance tracker, no bank login

What it does

NK Finance is a personal finance tracker for people who've outgrown a budgeting app but don't want a spreadsheet: net worth, assets & liabilities, budgeting, cash-flow forecasting, and a built-in debt payoff advisor (Snowball/Avalanche). Unlike Mint, YNAB, or Monarch, we never ask for your bank login — you enter your numbers yourself, and the Cloud Edition syncs via your own free Firebase project, not our servers. One-time purchase, no subscription. 5 editions, €3.99–€29.99.

NK Finance is a family of one-time-purchase personal finance trackers: Cloud, Local, Spreadsheet, and Printable editions. Net worth dashboard, budgeting, cash-flow forecasting, and a built-in debt-payoff advisor.

NK Finance is a self-hosted personal finance tracker — net worth, budgeting, debt payoff, and cash-flow forecasting, running entirely in your own browser or your own free Firebase project. No bank connections, no data sold, no monthly fee. Pay once, own it forever. NK Finance isn't for everyone, and that's on purpose. It's a good fit if: No bank API connections, no "we sell anonymized data" fine print. Your financial data stays on your device or in a Firebase project only you control. Mint is gone. YNAB and Monarch run €8-15/month, forever. NK Finance is one payment, yours for life — on every device you own. If "self-hosted" sounds appealing rather than scary, this is for you. Want zero…from getnkfinance.com

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