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Dev tools · alternatives · 2026

24 alternatives to NK Finance

Self-hosted personal finance tracker, no bank login

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.

  1. 1
    Actual Budgetfree▲278

    Robust and simple budgeting that works

    2019 · actualbudget.org · its alternatives →

  2. 2
    Stated▲78

    Privacy-first AI finance tracker

    Apr 2026 · statedmoney.com · its alternatives →

  3. 3
    Vaultr▲82

    Personal finance app built for young professionals

    Apr 2026 · vaultr-app.org · its alternatives →

  4. 4

    Personal finance management for Node.js hackers and Google Docs users - kika/hackerwallet

    2016 · github.com · its alternatives →

  5. 5
    8udget▲97

    Budget, invest & track finances - works offline

    Jan 2026 · 8udget.my · its alternatives →

  6. 6

    Track your money. Smarter, easier

    2025 · finansense.id · its alternatives →

  7. 7

    Private, offline budget tracking — no account, no ads

    Jul 2026 · play.google.com · its alternatives →

  8. 8

    EA88 là điểm đến giải trí trực tuyến hàng đầu với kho game đa dạng cùng tỷ lệ trả thưởng hấp dẫn. Tham gia ngay để tận hưởng bảo mật tuyệt đối và ưu đãi lớn.

    2021 · safeapps.io · its alternatives →

  9. 9

    Budget tracking | personal finance app

    Oct 2025 · money-log.app · its alternatives →

  10. 10

    A simple finance app for tracking your income and expenses

    2025 · its alternatives →

  11. 11

    Track your money. No ads, no subscriptions, just clarity

    2025 · balancetrackr.com · its alternatives →

  12. 12

    Your net worth, tax position & FIRE date - no bank login.

    Jun 2026 · getnorthing.com · its alternatives →

  13. 13

    See the whole picture.

    2025 · niftyfinance.com · its alternatives →

  14. 14

    A beautiful, intuitive finance tracker that grows with you

    2024 · financegarden.netlify.app · its alternatives →

  15. 15

    Your financial success starts here

    2025 · fintrack.sannty.in · its alternatives →

  16. 16

    Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/

    Nov 2025 · buildyourbudget.com · its alternatives →

  17. 17
    Finzen▲3

    Over the years, I've tried pretty much every personal finance tool out there. Loved some, hated others, but in the end, I always came back to using my trusty google sheet. I needed something that combined YNAB's envelope budgeting with what a multi-asset portfolio tracker does. For me, your budget and your investments are linked. Obviously, never invest more than you can afford to lose - but how are you supposed to know how much that is for you without understanding your spending habits? So I built Finzen Finzen = budgeting + portfolio tracking + rich visual reports and stats Currently in…

    Jun 2026 · finzen.org · its alternatives →

  18. 18

    See where your money goes. No bank login required.

    Jul 2026 · finance.one-m.app · its alternatives →

  19. 19

    AI-powered personal Finance Tracker

    2025 · fintrack-ai.com · its alternatives →

  20. 20

    Smart money management with complete privacy of your data

    2025 · myfinmateapp.com · its alternatives →

  21. 21

    A calm, offline budgeting app - no subscriptions or tracking

    Jan 2026 · truenorthbudgeting.com · its alternatives →

  22. 22
    Nestly▲3

    Offline budget & expense tracker. No account needed.

    Apr 2026 · manuelgonzga.github.io · its alternatives →

  23. 23

    Private budget tracker. See where your money goes

    Jul 2026 · fainto.app · its alternatives →

  24. 24

    Private and local. No AI or cloud. Just you and your money.

    Jun 2026 · finplan.me · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →