nowfound

Commerce · June 11, 2026

NovaPlan: Plan your early retirement

Your personalized roadmap to financial independence.

What it does

Most retirement calculators are clunky, confusing, or hidden behind paywalls. NovaPlan changes that. It is a completely free, highly visual toolkit designed to simplify your FIRE journey. Easily forecast your wealth growth, visualize cash flow dynamically, and compare debt payoff strategies without spending a dime. Built for wealth builders who want clarity.

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    We’re Scott and Sunny—two long-time personal finance nerds. When we met 6 years ago we compared our personal finance spreadsheets. Ours were packed with macros, scenarios, and tax modeling—but even then, found they were not complete. Planning for financial independence is hard, and the cost of mistakes is high. So we built the tool we always wanted: MoneyOnFIRE. MOF calculates a personalized, tax-aware roadmap to financial independence—across account types, life goals, and withdrawal strategies. It shows you not just if you can achieve financial indepdendence, but how, when, and what to…

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