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Alternatives

Products that do what NovaPlan: Plan your early retirement does

Your personalized roadmap to financial independence.

  1. 1IC
  2. 2

    How early can you 🍹retire if you move to another place?

    2018

  3. 3

    Invest first & spend what's left

    2024

  4. 4IS

    Hey everyone! After another year of building as a solo dev on nights and weekends, I'm back with an update on this post: https://news.ycombinator.com/item?id=31083093. TL;DR - ProjectionLab (https://projectionlab.com) is a privacy-friendly personal finance planning tool where you can create financial plans that go beyond the standard online retirement calculators. And by popular request, it now supports self-hosting for Lifetime users! Something I'm grateful for is that our community here on HN is the difference between PL existing and not. There was actually a time…

    2023 · projectionlab.com

  5. 5
    Moplan99

    How much money can you spend today?

    2018

  6. 6

    Get visibility on your current and future finances

    2020

  7. 7

    The headcount planning tool with built-in market data

    2018

  8. 8

    The first financial app that grows with you

    2025

  9. 9

    Compare debt payoff strategies and become debt-free faster

    Apr 2026 · debtmeltpro.com

  10. 10

    A complete retirement planner covering accounts, taxes, pensions, withdrawals, and life events, stress-tested against thousands of simulations drawn from over a century of real market history. Start with a free quick check, no sign-up required.

    11d ago · foresightplanner.com

  11. 11

    Built like a hedge fund, now with IRAs.

    2019

  12. 12
    Simfolio106

    Forecast your future net worth, stay on top of your finances

    2021

  13. 13FU

    2023 · fire.picheta.me

  14. 14M

    We’re Scott and Sunny—two long-time personal finance nerds. When we met 6 years ago we compared our personal finance spreadsheets. Ours were packed with macros, scenarios, and tax modeling—but even then, found they were not complete. Planning for financial independence is hard, and the cost of mistakes is high. So we built the tool we always wanted: MoneyOnFIRE. MOF calculates a personalized, tax-aware roadmap to financial independence—across account types, life goals, and withdrawal strategies. It shows you not just if you can achieve financial indepdendence, but how, when, and what to…

    2025 · moneyonfire.com

  15. 15AF

    Most retirement calculators either oversimplify things or ask you to link your accounts so they can make money off your data. I wanted something that actually helped me see if I was on track without handing over a bank login, so I built RetireNumber. It's a privacy-first retirement planner. You type in your own numbers. No account linking, no selling your data, no VC. Just me and a subscription. The engine does real math: Monte Carlo with 1,000 runs, historical backtesting to 1928 using Shiller's Yale data, tax-aware withdrawal strategies, and scenario comparison so you can try different…

    Feb 2026 · retirenumber.com

  16. 16WC
  17. 17RC

    2020 · lunchmodel.com

  18. 18FR

    You can adjust inputs and immediately see how the outcome changes. Results include clear success rates, cash-flow charts, and an “Under the Hood” view that shows exactly how the numbers are worked out.

    Nov 2025 · pulse-browser.com

  19. 19IE

    2018 · engaging-data.com

  20. 20

    Plan your retirement in minutes. Free, private, no login.

    Mar 2026 · planwithclarity.app

  21. 21

    Plan your early retirement. Track assets, run projections.

    May 2026 · ofekfire.com

  22. 22MA

    The calculator quickly shows you how long your nest egg will last, given a constant withdrawal. It automatically shows you a safe withdrawal rule to have your capital last forever.

    2024 · myfire.app

  23. 23

    Free and comprehensive Canadian retirement planner

    Jun 2026 · retiretool.ca

  24. 24

    Free financial calculators for smarter money decisions.

    May 2026 · toolnestfinance.com

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