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Products that do what I made a retirement simulator: 125 years of data, 25 countries does

A complete retirement planner covering accounts, taxes, pensions, withdrawals, and life events, stress-tested against thousands of simulations drawn from over a century of real market history. Start with a free quick check, no sign-up required.

  1. 1IS

    Hey everyone! After another year of building as a solo dev on nights and weekends, I'm back with an update on this post: https://news.ycombinator.com/item?id=31083093. TL;DR - ProjectionLab (https://projectionlab.com) is a privacy-friendly personal finance planning tool where you can create financial plans that go beyond the standard online retirement calculators. And by popular request, it now supports self-hosting for Lifetime users! Something I'm grateful for is that our community here on HN is the difference between PL existing and not. There was actually a time…

    2023 · projectionlab.com

  2. 2F3
  3. 3

    How early can you 🍹retire if you move to another place?

    2018

  4. 4IC
  5. 5

    Invest first & spend what's left

    2024

  6. 6

    Get visibility on your current and future finances

    2020

  7. 7

    The personal finance simulator you've been waiting for

    2022

  8. 8
    Uprise356

    We optimize your financial life, for free

    2022

  9. 9FR

    You can adjust inputs and immediately see how the outcome changes. Results include clear success rates, cash-flow charts, and an “Under the Hood” view that shows exactly how the numbers are worked out.

    Nov 2025 · pulse-browser.com

  10. 10RC

    2020 · lunchmodel.com

  11. 11AF

    Most retirement calculators either oversimplify things or ask you to link your accounts so they can make money off your data. I wanted something that actually helped me see if I was on track without handing over a bank login, so I built RetireNumber. It's a privacy-first retirement planner. You type in your own numbers. No account linking, no selling your data, no VC. Just me and a subscription. The engine does real math: Monte Carlo with 1,000 runs, historical backtesting to 1928 using Shiller's Yale data, tax-aware withdrawal strategies, and scenario comparison so you can try different…

    Feb 2026 · retirenumber.com

  12. 12SR
  13. 13
    Foresee96

    Keep track of every prediction you make

    2023

  14. 14

    Your personalized roadmap to financial independence.

    Jun 2026 · novaplanner.app

  15. 15IS

    Hey everyone! I'm back with an update on this post [0]. Last year, I quit my corporate job and went full-time on ProjectionLab, the long-term financial planning app I've been building for the past 4 years, which some of you may recognize. The decision to go all-in felt like a huge leap. But it was the right call, and it's been a good year. And without the HN community, it would not have happened. As I mentioned last time [0], the feedback on my original Show HN is THE reason I'm still here working on this. I'm really grateful for that. And I hope the way I’ve grown PL -- staying bootstrapped…

    2024 · projectionlab.com

  16. 16

    A digital retirement plan that works like a pension

    2018

  17. 17

    Stop grinding, start retiring.

    2024

  18. 18

    Stress-test your early retirement against market crashes

    May 2026 · retirelogic.io

  19. 19M

    We’re Scott and Sunny—two long-time personal finance nerds. When we met 6 years ago we compared our personal finance spreadsheets. Ours were packed with macros, scenarios, and tax modeling—but even then, found they were not complete. Planning for financial independence is hard, and the cost of mistakes is high. So we built the tool we always wanted: MoneyOnFIRE. MOF calculates a personalized, tax-aware roadmap to financial independence—across account types, life goals, and withdrawal strategies. It shows you not just if you can achieve financial indepdendence, but how, when, and what to…

    2025 · moneyonfire.com

  20. 20

    Your Financial Planning Application

    Dec 2025

  21. 21FU

    2023 · fire.picheta.me

  22. 22WC
  23. 23R3

    2021 · retire35.com

  24. 24

    The most sophisticated free retirement calculator

    Jun 2026 · futurepath.essentialx.us

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