Alternatives
Products that do what A FIRE calculator that verifies or determines your retirement number does
Most retirement calculators either oversimplify things or ask you to link your accounts so they can make money off your data. I wanted something that actually helped me see if I was on track without handing over a bank login, so I built RetireNumber. It's a privacy-first retirement planner. You type in your own numbers. No account linking, no selling your data, no VC. Just me and a subscription. The engine does real math: Monte Carlo with 1,000 runs, historical backtesting to 1928 using Shiller's Yale data, tax-aware withdrawal strategies, and scenario comparison so you can try different…
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2018 · investmentcalculator.io
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Hi HN, I built Firenum because most FIRE calculators I found were either too simplistic or required uploading my entire financial life to a third-party server. I wanted a comprehensive suite that could model more than just the 4% rule. This tool handles Coast, Lean, Fat, and Barista FIRE, but more importantly, it lets you model 'what-if' scenarios like market crashes or major life events to see how they impact your timeline. Key features: -> Privacy-First: No signup required. All calculations and data persistence happen in your local storage. Nothing is sent to a backend. -> Scenario…
Feb 2026 · firenum.com
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2020 · lunchmodel.com
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A complete retirement planner covering accounts, taxes, pensions, withdrawals, and life events, stress-tested against thousands of simulations drawn from over a century of real market history. Start with a free quick check, no sign-up required.
11d ago · foresightplanner.com
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The calculator quickly shows you how long your nest egg will last, given a constant withdrawal. It automatically shows you a safe withdrawal rule to have your capital last forever.
2024 · myfire.app
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Know the exact year you can stop working
Aug 2026 · smartpixelstudio24.gumroad.com
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Hi HN! I've been working on this calculator for some time now. It started off as a tool to help me do some retirement planning and I think it could be broadly useful to others as well. It's very generic, which is both good and bad. Good, because you are not beholden to the assumptions of the model, like in many other calculators. This also means that it’s not US centric. On the other hand, you do need a bit of financial planning knowledge to be able to use it effectively. There are many retirement calculators out there -- here's what I think The Tortoise does better than most: 1. An easy to…
2022 · thetortoise.io
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25 free calculators - your numbers never leave your browser
Jul 2026 · moneycrunchlab.com
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2012 · networthify.com
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You can adjust inputs and immediately see how the outcome changes. Results include clear success rates, cash-flow charts, and an “Under the Hood” view that shows exactly how the numbers are worked out.
Nov 2025 · pulse-browser.com
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2018 · engaging-data.com
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Hi HN, I am a solopreneur in the evenings and a software engineer during the day. In the past, I have created lots of calculators for my web projects and freelancing friends. These were pretty basic, but users always welcomed them. I also used currently available builders, but the problem was that they were either slow, broke on mobile devices, had nonsense page view limits, or were expensive. Some even ticked all those boxes. So I have decided to create my own, with a simple interface, and called it Creative Widgets (if it ever takes off, I plan to add more exciting stuff like charts, etc,…
2024 · creativewidgets.io
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The best web calculator for wealth estimation
6d ago · mynetworthcalculator.com
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Hi HN, Today I'm launching the Net Worth Tracker by Flow Finance, a beautiful and minimalist Excel template that allows individuals to track their assets, liabilities, income, and spending on a monthly basis. The focus of this template is understanding long-term trends in the incoming and outgoing expenses for an individual—always with a focus on maximising insights while minimising user inputs. This project was created because the alternatives, frankly, are completely overwhelming. A friend of mine introduced me to the FIRE Movement and, after doing deep dives through Reddit, I tried to…
2023 · getflow.finance
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