Commerce · alternatives · 2026
24 alternatives to A FIRE calculator that verifies or determines your retirement number
Most retirement calculators either oversimplify things or ask you to link your accounts so they can make money off your data. I wanted something that actually helped me see if I was on track without handing over a bank login, so I built RetireNumber. It's a privacy-first retirement planner. You type in your own numbers. No account linking, no selling your data, no VC. Just me and a subscription. The engine does real math: Monte Carlo with 1,000 runs, historical backtesting to 1928 using Shiller's Yale data, tax-aware withdrawal strategies, and scenario comparison so you can try different…
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.
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I spent 2 years building a personal finance simulatorfree tier, from $10.75/mo▲766Hey everyone! After another year of building as a solo dev on nights and weekends, I'm back with an update on this post: https://news.ycombinator.com/item?id=31083093. TL;DR - ProjectionLab (https://projectionlab.com) is a privacy-friendly personal finance planning tool where you can create financial plans that go beyond the standard online retirement calculators. And by popular request, it now supports self-hosting for Lifetime users! Something I'm grateful for is that our community here on HN is the difference between PL existing and not. There was actually a time…
2023 · projectionlab.com · its alternatives →
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Investment Calculator is a beautifully simple calculator to help you calculate the potential value of your retirement investments and visualize their growth. Based on your inputs, we also make suggestions on how to increase your investment savings.
2018 · investmentcalculator.io · its alternatives →
- 4IQ
Quick background: I used to code. Studied it in school, wrote some projects, but eventually convinced myself I wasn't cut out for it. Too slow, too many bugs, imposter syndrome — the usual story. So I pivoted, ended up as an investment associate at an early-stage angel fund, and haven't written real code in years. Fast forward to now. I'm a Buffett nerd — big believer in compound interest as a mental model for life. I run compound interest calculations constantly. Not because I need to, but because watching numbers grow over 30-40 years keeps me patient when markets get wild. It's basically…
Jan 2026 · calquio.com · its alternatives →
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An advanced FIRE calculator with powerful simulations
2025 · theficalculator.com · its alternatives →
- 7RC
2020 · lunchmodel.com · its alternatives →
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Financial Independence / Retire Early (FIRE) Calculator for the UK
2023 · fire.picheta.me · its alternatives →
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Honest Retirement Calculator
Apr 2026 · retireme-app.vercel.app · its alternatives →
- 10SR
Use this planner to explore the health of your retirement plan. Estimate your retirement income and explore different investment strategies.
2015 · letscrunchit.com · its alternatives →
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Hi HN, I built Firenum because most FIRE calculators I found were either too simplistic or required uploading my entire financial life to a third-party server. I wanted a comprehensive suite that could model more than just the 4% rule. This tool handles Coast, Lean, Fat, and Barista FIRE, but more importantly, it lets you model 'what-if' scenarios like market crashes or major life events to see how they impact your timeline. Key features: -> Privacy-First: No signup required. All calculations and data persistence happen in your local storage. Nothing is sent to a backend. -> Scenario…
Feb 2026 · firenum.com · its alternatives →
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A financial independence, retirement early calculator.
2020 · play.google.com · its alternatives →
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Get FIRE▲91Know your financial situation and when you can retire
2019 · getfire.co · its alternatives →
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Free & Powerful Portfolio Simulations For Everybody
2021 · honestmath.com · its alternatives →
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A complete retirement planner covering accounts, taxes, pensions, withdrawals, and life events, stress-tested against thousands of simulations drawn from over a century of real market history. Start with a free quick check, no sign-up required.
Aug 2026 · foresightplanner.com · its alternatives →
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A modern and simple retirement (or FIRE) calculator.
2024 · its alternatives →
- 18MA
The calculator quickly shows you how long your nest egg will last, given a constant withdrawal. It automatically shows you a safe withdrawal rule to have your capital last forever.
2024 · myfire.app · its alternatives →
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Easily track your net worth and find your retirement age
2023 · its alternatives →
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FI Calc is a powerful and flexible retirement calculator for FIRE. Simulate retirements using historical data that spans more than 100 years.
2020 · ficalc.app · its alternatives →
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Stress-test your early retirement against market crashes
May 2026 · retirelogic.io · its alternatives →
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Know the exact year you can stop working
Aug 2026 · smartpixelstudio24.gumroad.com · its alternatives →
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MoneyOnFIRE▲21We’re Scott and Sunny—two long-time personal finance nerds. When we met 6 years ago we compared our personal finance spreadsheets. Ours were packed with macros, scenarios, and tax modeling—but even then, found they were not complete. Planning for financial independence is hard, and the cost of mistakes is high. So we built the tool we always wanted: MoneyOnFIRE. MOF calculates a personalized, tax-aware roadmap to financial independence—across account types, life goals, and withdrawal strategies. It shows you not just if you can achieve financial indepdendence, but how, when, and what to…
2025 · moneyonfire.com · its alternatives →
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Hi HN! I've been working on this calculator for some time now. It started off as a tool to help me do some retirement planning and I think it could be broadly useful to others as well. It's very generic, which is both good and bad. Good, because you are not beholden to the assumptions of the model, like in many other calculators. This also means that it’s not US centric. On the other hand, you do need a bit of financial planning knowledge to be able to use it effectively. There are many retirement calculators out there -- here's what I think The Tortoise does better than most: 1. An easy to…
2022 · thetortoise.io · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →