Nvalope
A private, customizable, and accessible budgeting app.
Nvalope launched on March 5, 2026 with 3 votes, #3,303 of 23,380 launches that month and more than 50% of that year's launches.
What it does
Nvalope is a privacy-first, highly-customizable, and accessible envelope budgeting app with a suite of powerful optional features including an offline-AI assistant with different power modes. All data stays on your device and is fully available offline. No accounts are needed and there is no tracking. It features a robust backup feature including the ability to encrypt the files locally on your device.
Offline-first envelope budgeting. Give every dollar a job and keep your data on your device. No accounts, no ads, works offline. Free to start, on the web and Google Play.
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Actual Budget, a finance app I built over the last two years2019 · actualbudget.com · ▲9Actual Budget is a super fast and privacy-focused app for managing your finances. At its heart is the well proven and much loved Envelope Budgeting methodology.
BYB (BuildYourBudget)Nov 2025 · buildyourbudget.com · ▲7Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/
Source: Product Hunt launch ↗
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