Commerce · alternatives · 2026
24 alternatives to Nvalope
A private, customizable, and accessible budgeting app.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.
- 1
Actual Budgetfree▲278Robust and simple budgeting that works
2019 · actualbudget.org · its alternatives →
- 2
Earmarked▲68A minimalist approach to sticking to your budget.
2020 · apps.apple.com · its alternatives →
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Personal finance & budgeting application for individuals.
2019 · decentbudget.com · its alternatives →
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Privacy-focused expense recording app, exports Ledger format
2021 · apps.apple.com · its alternatives →
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Actual Budget is a super fast and privacy-focused app for managing your finances. At its heart is the well proven and much loved Envelope Budgeting methodology.
2019 · actualbudget.com · its alternatives →
- 11
SpendKeep▲27The Privacy-First Expense Tracker. No Bank Login Required.
Jul 2026 · spendkeep.com · its alternatives →
- 12
The programmable open source core ledger for fintech - formancehq/ledger
2021 · github.com · its alternatives →
- 13
EA88 là điểm đến giải trí trực tuyến hàng đầu với kho game đa dạng cùng tỷ lệ trả thưởng hấp dẫn. Tham gia ngay để tận hưởng bảo mật tuyệt đối và ưu đãi lớn.
2021 · safeapps.io · its alternatives →
- 14
onbalance▲16Hey! onbalance is maturing. The new 2.0 version brings multiuser access to organizations. And it's still free with no limitations or ads! Also, a technical security whitepaper was released alongside a few other articles on privacy, offline-first, and cash flow planning concepts. Find it on Google Play and App Store.
2025 · onbalance.app · its alternatives →
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Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/
Nov 2025 · buildyourbudget.com · its alternatives →
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A calmer way to understand money.
Aug 2026 · apps.apple.com · its alternatives →
- 19
The world's most private AI-powered budgeting app
Jun 2026 · play.google.com · its alternatives →
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See your whole financial life in one clear view
Jul 2026 · apps.apple.com · its alternatives →
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Minimalist and straightforward money tracker
2017 · its alternatives →
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Track expenses offline with complete privacy
Feb 2026 · play.google.com · its alternatives →
- 24
Speak or scan to track your budget — fast, clean, synced
2025 · apps.apple.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →