PayClarify

What it does

PayClarify helps small businesses find the cheapest payment processor — in minutes. Most small businesses overpay on credit card fees by 0.5–2% per transaction. On $20,000/month that's $4,800/year wasted. PayClarify gives you: 💳 Free fee calculator — see what Stripe, Square, Helcim, PayPal & Clover charge you 📊 Side-by-side comparison table 📚 20+ honest reviews and guides No sign-up. No affiliate bias. Just straight answers.

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  Small Transfers – charge from 0.000001 USD per request for your SaaSSep 2025 · smalltransfers.com · ▲198

  Hi HN, I built Small Transfers, a payments platform for SaaS / API makers who want to bill customers per request instead of pushing them into subscriptions or pre-buy packages. *Why?* - Many customers hate subscriptions and/or want to use a service occasionally. - Traditional payment processors add a fixed fee to every charge, making charges below 1 USD impractical. - Stripe UBB tracks usage, but you still need to write your own auth, add spending limits, and each merchant charges cards separately (extra fees for customers). *How it works?* - Each merchant has a Small Transfers…

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  PayPingJan 2026 · ▲273

  All your recurring payments in one place

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  CostMe2019 · ▲299

  Compare and calculate the fees of popular payment providers

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  Open-source Stripe Connect alternative17d ago · zoneless.com · ▲83

  Hey, I'm Ben. I built Zoneless because I was paying so much to use Stripe Connect on my own marketplace. The fees were really, really bad, and it was also limiting in terms of the seller countries I could onboard. To give you an idea, I was paying around $9,000 per month in fees just to run payouts. Using Zoneless, that cost goes down to around $6. I've been using it personally for the past few months, and onboarded 5,000+ sellers and done 3,000+ payouts. 74% of new sellers on my marketplace choose Zoneless over Stripe, which is really interesting. I appreciate crypto and stablecoins are a…

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  Transaction fee calculator2017 · ▲105

  Calculate transaction fees for Paypal, Stripe & Payoneer

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  P402.ioJan 2026 · ▲102

  Route, verify, and settle paid API calls with clear traces

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  PaymentKit▲466

  Billing that survives a processor shutdown

  Commerce · 13d ago · paymentkit.com

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  Needle: We Distilled Gemini Tool Calling into a 26M Model▲776

  Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…

  Life & fun · May 2026 · github.com

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  Dev tools · May 2026 · github.com