SafeRate – AI chat-native mortgage lender
Hi HN, Dylan and Shima here. Today we're launching the first version of our project, Safe Rate, an AI-native mortgage lender going all in on the chat experience, at saferate.com. Mortgage shopping is an uncomfortable experience. You have to share lots of sensitive data to get a single quote, and if you want to comparison shop, the rate aggregator websites straight up sell your data, so you end up with a lot of texts, emails, and phone calls from salespeople you've never met asking you to blindly trust them with a big financial decision. Getting a mortgage quote should be on your terms. You…
SafeRate – AI chat-native mortgage lender launched on July 31, 2025 with 11 votes, #1,852 of 9,223 launches that month and more than 75% of that year's launches. The site was still online in September 2026, 1 year on.
In plain words
SafeRate is an AI-powered mortgage lender that operates through a chat interface. It allows borrowers to receive mortgage quotes anonymously without sharing sensitive data with multiple lenders or rate aggregators. The platform addresses common frustrations in mortgage shopping by providing real pricing information before requiring direct contact with loan officers. SafeRate is designed for homebuyers who want to compare rates and terms on their own schedule while maintaining privacy and avoiding unsolicited contact from multiple lenders.
written from the facts on this page · September 2026
From the sources
Our AI chat puts mortgage shoppers in control. They can get personalized quotes, easily comparison shop, score any lender's offer, see whether it makes sense to refinance, setup a tracker to follow interest rates, and instantly connect to a loan officer.
Get and compare real mortgage quotes from any lender and save over $1,000 per year. Stay anonymous, skip the spam, and shop multiple lenders in one place.
Get and compare real quotes from any lender and save over $1,000 per year * , without handing over your phone number. We rank 2,300+ lenders for your exact scenario, so you start with a ranked shortlist, not a search box. * Freddie Mac found borrowers who compared four or more lenders saved at least that much, especially when rates are high. Real quotes side by side. Some price instantly; you stay anonymous either way. Build your loan application once, then share it with the lenders you choose. Rankings and scores come from independent research. Lenders can't pay to change them. Mortgage shopping has become worse over time. Your contact information is often sold many times over, you don't…from saferate.com
In the maker’s words, at launch
Hi HN, Dylan and Shima here. Today we're launching the first version of our project, Safe Rate, an AI-native mortgage lender going all in on the chat experience, at saferate.com. Mortgage shopping is an uncomfortable experience. You have to share lots of sensitive data to get a single quote, and if you want to…
Does a similar job
all alternatives →
Free mortgage analysis tool to avoid getting screwed by closing costs2024 · closingwtf.com · ▲273Closing on a Mortgage? We help homebuyers analyze their mortgage loan estimate and closing disclosure to make informed decisions about negotiating and saving on their costs and interest rate. Get better deals and save money on your mortgage.
More ai this month
the category →
Paintings by AI models: programs run through a simulation of oil paint.
AI · 21d ago · stillwet.art
PixVerse R2▲381A real-time world model you can explore and change
AI · 30d ago · world.pixverse.video
Source: Show HN post ↗ · launch text quoted in part
Launched alongside, July 2025
the whole month →
Trickle - Magic Canvas ▲1,064Hey HN! Introducing Trickle Magic Canvas: the world’s first Agentic Canvas, where you can visually co-create apps and websites with AI, from idea to production. Why is a canvas better? Most AI tools today rely on linear chats or text prompts. We believe that limits creativity and clarity. Canvas changes the game. 1. Every version & page at a glance. Each page and sub-page lives on a timeline. You can quickly browse, edit, and preview progress like a living, visual document — no more digging through chat logs or scattered states. 2. The canvas is the context. Unlike linear chats, you can…
AI · 2025 · trickle.so
- TB
Life & fun · 2025 · trytender.app
Today marks ten years, 3653 consecutive days, of running at least one mile every day under the USRSA rules [1]. To celebrate, I built an interactive dashboard that turns a decade of GPX files into charts you can explore. Running has truly changed my life: I've made lifelong friends, explored beautiful places, and more importantly invested into my own health and fitness, which I'm starting to see the positive benefits as I get older. The stack is pretty simple: a NextJS app, with a Postgres database to keep all my running data, and all the stats are pre-computed and cached in Redis, so I…
Dev tools · 2025 · nodaysoff.run
Made this website as an exercise in vibe-coding and GCP. It was posted about a few times around the internet, on sites like Morning Brew (https://www.morningbrew.com/issues/business-buzzkill), MetaFilter (https://www.metafilter.com/209703/Draw-A-Fish), boingboing.net, etc. I think it's cute! I built a basic CNN trained against penises and swastikas, and then anything that doesn't hit the 63% confidence score gets sent to a mod queue, a vibe-coded fish-tinder…
AI · 2025 · drawafish.com
Hi HN - I made a site that takes a UK postcode, grabs the local MP's information and generates an AI mockup of what their ID might look like. It's a small, silly protest at the stupidity of the Online Safety Act that just came into force. edit - My open AI credits got hugged to death, please use a known postcode (like one from Kier Starmer's constituency, WC2B6NH) in the meantime.
AI · 2025 · use-their-id.com