Settl
Speak naturally and split expenses instantly
Settl launched on August 26, 2026 with 12 votes, #920 of 23,274 launches that month and more than 90% of that year's launches.
What it does
Just scan your bills and/or say what you spent with who in any language. Settl AI agent splits it. We have iOS, Android apps, and MCP for your other agents to directly connect to. We maintain the ledger, handle the forex, and give you insights on your spending.
Split shared expenses by voice, receipt or manual entry with Settl for iPhone and Android. Track group balances, import a Splitwise CSV and simplify settling up. Free core expense splitting.
Settl splits shared expenses by voice. Say what happened, or snap the receipt, and everyone's share is worked out. "Dinner was ninety six, I paid. Maya's wine was twelve. Split the rest three ways." Hold the voice tile and say it the way you'd tell a friend. Settl pulls out the amount, the people and who had what, then shows you the split to check before it is saved. The camera opens right on the Home screen. Hold the voice card while you aim and say who had what, then take the photo. Settl reads the receipt, puts your words against the items and shows you the split to check before it is saved. Snap the bill and say who had what. Every scan is yours to check before it saves. "Eighty for…from settl.fyi
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