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Life & fun · August 26, 2026

Settl

Speak naturally and split expenses instantly

Visit settl.fyiAlternativestop 4% of August 2026

What it does

Just scan your bills and/or say what you spent with who in any language. Settl AI agent splits it. We have iOS, Android apps, and MCP for your other agents to directly connect to. We maintain the ledger, handle the forex, and give you insights on your spending.

Say what you spent and Settl splits it. Voice-first expense splitting in any language and any currency, with five mascot identities, receipt scanning, multi-currency balances, and settle-ups that take the fewest transfers. Free on iOS and Android.

Speak what you spent. Any language, any currency, any messy split. Your sidekick does the math, the memory and the awkward reminding. Hold the mic and say it like you'd say it to a friend. Settl pulls out the amount, the people and the split, then shows you before anything saves. These are real screens from the app, and they re-dress themselves as the identities orbit. Wait a few seconds, or tap an orb up top. Snap a receipt, type it, or tap it in. Every path lands in the same tidy ledger. "Eighty for ramen, but Dev had two bowls." Uneven shares, covered rounds, and it asks if anything's unclear. Log in baht, settle in dollars. The original amount stays on record so trips stay honest. Total…from settl.fyi

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