Life & fun · alternatives · 2026
24 alternatives to Settl
Speak naturally and split expenses instantly
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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Split and Settle with UPI and AI
May 2026 · settlapp.in · its alternatives →
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Splitty▲66Avoid the awkward conversation of requesting 💸 from friends
2018 · apps.apple.com · its alternatives →
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Let's Split▲89Share, track and settle group expenses all in one app
2023 · letsplit.com · its alternatives →
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Hey HN I'm Brad, the creator of SplitMyExpenses (SME)! I've always dreaded splitting expenses with friends after meals, so I'd usually do it as a batch process after a few weeks. I always dreamed of a tool that fit that workflow seamlessly and couldn't find it, so I did the thing most software tinkerers do, build your own tool! It has evolved substantially over the past few years, from a side project that almost never made it out the graveyard, to a polished web app with powerful API integrations and even AI! Splitting expenses sounded simple up front, but a few challenges worth calling out:…
2023 · splitmyexpenses.com · its alternatives →
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Let Splitkaro track your expenses, you just train it how to!
2025 · splitkaro.com · its alternatives →
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Settl▲2Split group expenses offline, no account needed
Apr 2026 · play.google.com · its alternatives →
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Snap the Bill. Talk to AI. Split any bill, in any language.
2025 · its alternatives →
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SplitIQ ▲1AI-Powered Expense Splitting with Smart Budgets
Nov 2025 · play.google.com · its alternatives →
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Split bills instantly with Al-snap, scan, done!
2025 · apps.apple.com · its alternatives →
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Manage, split, and budget money with AI — all in one place
Dec 2025 · expensebuddy.it · its alternatives →
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Master Your Money -Automate Your Personal Finances
2025 · amitconnect44.gumroad.com · its alternatives →
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Splitwin▲4Split expenses with friends — every feature free, no paywall
Jul 2026 · splitwin.app · its alternatives →
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Splitt▲13The right way to share your expenses with friends or family
2025 · splitt.cash · its alternatives →
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Hey HN! Today I'm launching Pane, a tool that gives AI context on your financial data. Once connected, any MCP-compatible client (Claude, Cursor, ChatGPT, etc.) can answer questions like: - "What did I spend on food this month?" - "What's my net worth right now?" - "Show me my recurring subscriptions" - "How much do I owe across all credit cards?" - "What are my investment holdings?" It's been really transformative in helping me and some of my friends understand their finances, where they are overspending, or even being double billed in some cases. I'm very aware that this is a somewhat…
Mar 2026 · pane.money · its alternatives →
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Track group expenses & settle up with smart insights.
May 2026 · play.google.com · its alternatives →
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Treasury AI▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →