nowfound

Commerce · April 24, 2026

Spendlens

Privacy first. Your finance. Your data. Your money in focus.

Spendlens launched on April 24, 2026 with 5 votes, #1,846 of 21,248 launches that month and more than 75% of that year's launches.

What it does

Zero-knowledge sharing (Aperture): Share your financial data with a partner or advisor through E2E encryption (P256 ECDH + AES-256-GCM). Our servers store only ciphertext. We literally cannot read your shared data. Forecaster: See where your budget will land at end-of-month with confidence intervals and fan charts. The model picks ARIMA or Holt-Winters automatically based on your spending patterns. Truly global: 17 languages. 50 currencies with live conversion rates. Multi-currency accounts.

Summa is the all-in-one personal finance app for iPhone: smart budgets, automatic bank sync, investment tracking, savings goals, bills, and net worth. Private and on-device.

Accounts, budgets, goals, and forecasts. One ledger that always balances. Six configurable modules. Each a clear view into a different part of your financial picture. On-device health score with confidence level, actionable budget suggestions, natural-language queries, and monthly wellness archives for trend tracking. Cumulative spending plotted against your ideal monthly pace. Budget rings summarize top categories, and an optional forecaster overlay projects end-of-month outcomes. Toggle between net income, spending only, and income only across selectable time windows. Overlay a prior period for context and extend into forecast territory. Target-date and monthly-contribution goals with…from summaone.com

Does a similar job

all alternatives →
  • RayApr 2026 · rayfinance.app · ▲298

    I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.

  • Whisper MoneyNov 2025 · whisper.money · ▲47

    Hi HN, I built Whisper Money because I was frustrated that every personal finance app wanted full access to my bank credentials, fed my transactions into AI systems, or sold my spending data to third parties. Whisper Money takes a different approach: - *No bank credential sharing* - Import your transactions via CSV/XLS exports from your bank. No Plaid, no OAuth to your bank, no third-party integrations that can get breached. - *No AI snooping* - Your transactions are never fed into AI systems you don't control. - *No third-party data sharing* - Your financial data is never shared with…

  • BudgetellaFeb 2026 · budgetella.app · ▲3

    Snap a receipt. AI does the rest. Your money, your data.

  • MoneyMapJul 2026 · apps.apple.com · ▲8

    Escape the paycheck-to-paycheck cycle, together

  • LedgerLensMar 2026 · ledgerlens.magency.co · ▲2

    Privacy-first budgeting. No bank sync required.

  • KeeptMar 2026 · ▲2

    Privacy-first budgeting for expats. No bank login needed.

Source: Product Hunt launch ↗

Launched alongside, April 2026

the whole month →
  • Brila▲1,364

    One-page websites from real Google Maps reviews

    AI · Apr 2026 · brila.ai

  • AG

    Thought the resources for GPU arch were lacking, so here we are

    Life & fun · Apr 2026 · jaso1024.com

  • Built a ~9M param LLM from scratch to understand how they actually work. Vanilla transformer, 60K synthetic conversations, ~130 lines of PyTorch. Trains in 5 min on a free Colab T4. The fish thinks the meaning of life is food. Fork it and swap the personality for your own character.

    AI · Apr 2026 · github.com

  • AI meeting notes: now bot-free, in ChatGPT & Claude + more

    AI · Apr 2026 · fathom.ai

  • I made a laptop stand out of solid concrete, in the style of brutalist architecture, with themes of urbex and urban decay

    Life & fun · Apr 2026 · sam-burns.com

  • With social media and now AI, its important to keep the indie web alive. There are many people who write frequently. Blogosphere tries to highlight them by fetching the recent posts from personal blogs across many categories. There are two versions: Minimal (HN-inspired, fast, static): https://text.blogosphere.app/ Non-minimal: https://blogosphere.app/ If you don't find your blog (or your favorite ones), please add them. I will review and approve it.

    AI · Apr 2026 · text.blogosphere.app