SurfCash
Borderless crypto bank account for nomads and travelers.
SurfCash launched on February 17, 2026 with 4 votes, #2,349 of 16,627 launches that month and more than 75% of that year's launches.
What it does
Emerging economies skipped Visa and Mastercard entirely and moved to cost effective solutions which are almost free. We enable you to spend at 70% of the merchants in developing countries who don't accept cards. We help you save 75% in payments compared to payment cards and enable you to pay at existing QR codes (VietQR in Vietnam, PIX in Brazil, PromptPay in Thailand, etc.)
Scan supported local QR codes and pay merchants in local currency with SurfCash. Review the recipient and current quote before you confirm.
SurfCash is a self-custodial money app for people living or traveling abroad. You hold a USD balance on your phone, scan a supported local QR code, review the recipient and the current quote, then confirm. The merchant receives local currency. You never open a local bank account to complete that payment. Traditional cards get declined or hide 3–6% conversion fees. International wires take days. Opening a bank account in Vietnam, Brazil, Nigeria, the Philippines, or Mexico usually needs residency paperwork most visitors do not have. SurfCash skips that path: scan VietQR, PIX, PalmPay, QRPh, or SPEI, pay in about ten seconds, and pay a 0.5% platform fee. There is no subscription and no…from getsurf.cash
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Yatori2025 · yatori.io · ▲8I think that merchants should NOT have to pay 2-3% in tx fees. TO do this I had to build a mobile app (the pay interface side) and QR codes that can run anywhere HTML does (the receiver side). The next step is a free POS that has 0 fees to accept stablecoins from the payment app side. Is there a market for 0 tx fees, free signup, and 0 hardware POS system for the underbanked, unbanked, and current users of traditional systems?
Source: Product Hunt launch ↗
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