Alternatives

Products that do what SurfCash does

Borderless crypto bank account for nomads and travelers.

1
TransferWise Borderless Account▲302
Send, receive and organize your money without crazy fees
2017
2
Coinbase Card▲514
A card from Coinbase allowing you to spend crypto anywhere
2019
3
Bankoff Business▲83
Borderless banking without banks
2021
4
Sable▲320
Free bank account and credit card for internationals
2020
5
OnJuno▲346
Crypto friendly banking with 6% interest and 10% cashback
2022
6
Munt▲264
Accept multiple cryptocurrencies with just 5 lines of code
2018
7
Karsa▲231
Get a virtual US bank account + save/spend dollars globally
2025
8
Paper.xyz▲192
NFT checkout with credit cards & cross-chain crypto
2022
9
Monaco VISA▲148
Buy, earn, and spend cryptocurrencies anywhere 💳
2017
10
Revolut Beta▲123
Spend, exchange and send money globally with no fees.
2015
11
icpay▲100
Stripe, for crypto.
Sep 2025
12
Wordpress Crypto Plugin▲80
Non-custodial USDC payments, made easy with 0% fee
2022
13
The New Visa Checkout▲87
Checkout with fewer clicks
2019
14
Uviba - Accept Bank Payments▲80
Accept instant 💸 bank payments with a few lines of code 🚀.
2019
15WS
We saw a lot of issues with Stripe so we built an alternative▲13
Stripe is often seen as the gold standard for international and cross-border payments. But in reality, many founders, especially those outside the US, have a different experience: Merchants are frequently offboarded without much explanation. Stripe isn’t available or fully supported in many countries. Even when available, setting up a legal entity, handling tax compliance, or managing FX fees can be a huge overhead. We built Dodo Payments to solve exactly this. (https://www.dodopayments.com) It’s a Merchant of Record (MoR) platform designed to help digital founders and indie…
2025 · dodopayments.com
16
MAXIM CREDIT CARD ▲89
Credit card for African consumers
2024
17
Moneda ▲9
No Banks. No Borders. Just Better Money.
Jan 2026 · moneda.com
18
Vizovcc▲2
Crypto-funded Visa & Mastercard cards, ready in minutes
Jun 2026 · getvizovcc.com
19BA
Buy anything from any website using Bitcoin▲12
We've applied to this intake of YC. We're a streamlined product which allows people to connect a coinbase account (or another payment method) and visit all their favourite online stores and checkout with one click and pay by bitcoins. Regardless of whether or not the merchant accepts bitcoins. Works on Amazon/Best Buy/Anything... Would appreciate the feedback! www.joinsnapcard.com
2013
20ZO
Zoneless – Open-source Stripe Connect clone with $0.002 fees using USDC▲15
Hi HN, I'm Ben / Tiny Projects (I once posted here about buying 300 emoji domains from Kazakhstan…). For the past 3 years I've been solo bootstrapping PromptBase, an AI marketplace with 450k+ users. At the peak, I was burning $9,400/month in opaque Stripe Connect fees for seller payouts, so I built Zoneless to replace it: - GitHub: https://github.com/zonelessdev/zoneless - Website: https://zoneless.com Zoneless is a free, open-source (Apache 2.0) drop-in replacement for the payout part of Stripe Connect. It allows you to pay marketplace sellers…
Apr 2026 · github.com
21
Vulta▲1
Accept card & crypto globally. No KYC. Funds to your wallet.
May 2026 · vulta.one
22
GlacePay▲3
Accept crypto payments. No KYC. No friction. For founders.
Feb 2026 · glacepay.com
23
MardiPay▲12
Send crypto using simple IDs instead of wallet addresses
Feb 2026 · mardipay.in
24
OxaPay▲7
Crypto payment gateway for businesses & developers
Nov 2025

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