VaultTrace — Find Your Forgotten 401(k)
Find every forgotten 401(k) you've ever had — automatically
VaultTrace — Find Your Forgotten 401(k) launched on March 31, 2026.
What it does
VaultTrace uses AI to find forgotten 401(k) accounts by scanning your IRS Wage & Income Transcript. Upload your transcript, and it extracts every employer you've ever worked for, then cross-references the DOL Form 5500 database to identify which ones had retirement plans. There's $1.65 trillion in forgotten 401(k)s in the US — VaultTrace finds yours in 30 seconds for free. No account needed, transcript never stored.
Upload your IRS tax transcript to find forgotten retirement accounts across all your past employers.
Most people have worked 10+ jobs in their lifetime. A lot of them left retirement money behind without knowing it. We find it for free in 30 seconds. Go to IRS.gov and download your free tax document. It takes about 2 minutes and you can do it right now. Drop the file in. We scan it automatically — no reading required on your end. We show you every retirement account we find connected to your work history. Free report in 30 seconds. We never ask for your Social Security number. Ever. Not once. Your document is deleted immediately after scanning. We never keep your files. Finding your own money should never cost money. VaultTrace is completely free. “ I had no idea I had money sitting there…from vaulttrace.vercel.app
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