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Alternatives

Products that do what VaultTrace — Find Your Forgotten 401(k) does

Find every forgotten 401(k) you've ever had — automatically

  1. 1
    Vault283

    Automatically save for retirement every time you’re paid

    2017

  2. 2
    Retire74

    Take back $162,125 you are losing in 401(k) fees

    2019

  3. 3IY

    Due to bike-induced concussions, I've been worried for a while about losing my memory and not being able to log back in. I combined shamir secret sharing (hashicorp vault's implementation) with age-encryption, and packaged it using WASM for a neat in-browser offline UX. The idea is that if something happens to me, my friends and family would help me get back access to the data that matters most to me. 5 out of 7 friends need to agree for the vault to unlock. Try out the demo in the website, it runs entirely in your browser!

    Feb 2026 · eljojo.github.io

  4. 4

    10 minutes could save your startup 10% or more on payroll

    2021

  5. 5

    Put your state compliance on autopilot

    2023

  6. 6IB
  7. 7AP
  8. 8

    A private subscription tracker — no bank link required

    Jul 2026 · verdant-sunburst-5b45c3.netlify.app

  9. 9

    Classify remembers your expenses, so you don't have to.

    Feb 2026 · exilir.net

  10. 10S4
  11. 11

    The Privacy-First Expense Tracker. No Bank Login Required.

    Jul 2026 · spendkeep.com

  12. 12TF

    After having been a regular employee for years, I worked as a freelancer for a while. Going into my freelancing life I had no real mental model for how much of the money I earned was truly mine to spend, and how much of it I needed to set aside for taxes, vacations, retirement, and in case I got sick. I modelled this in Excel as best I could and was quite surprised both by how complicated it was to get right, and how much money I actually needed to set aside! As my girlfriend also started freelancing last year, I decided to turn my Excel sheet into a little program she could use too, and in…

    2022

  13. 13

    Securely map your financial life, no credentials required

    May 2026 · successionkeeper.com

  14. 14

    Find hidden subscriptions & money leaks in your bank CSV

    Jun 2026 · mymoneyleak.com

  15. 15AF

    Most retirement calculators either oversimplify things or ask you to link your accounts so they can make money off your data. I wanted something that actually helped me see if I was on track without handing over a bank login, so I built RetireNumber. It's a privacy-first retirement planner. You type in your own numbers. No account linking, no selling your data, no VC. Just me and a subscription. The engine does real math: Monte Carlo with 1,000 runs, historical backtesting to 1928 using Shiller's Yale data, tax-aware withdrawal strategies, and scenario comparison so you can try different…

    Feb 2026 · retirenumber.com

  16. 16
    B-ZEC5

    Tap. Log. Done. Tax prep without the spreadsheet.

    Jul 2026

  17. 17

    Know your real money. Financial Dashboard for freelancers.

    May 2026 · freeledger.dev

  18. 18
    Tally3

    AI expense and deduction tracking for the self-employed

    Jun 2026 · tallywhy.com

  19. 19

    Portfolio intelligence: what to do, not just what you have.

    Apr 2026 · helmterminal.dev

  20. 20

    Free hourly to salary & take-home tax calculator

    Jul 2026 · globaltoolsbox.online

  21. 21

    AI-powered receipt tracking for your HSA expenses

    Jan 2026

  22. 22IA

    Burned about 1 weeks on this. Not sure if it's useful to anyone beyond my original use case, but figure I'd share. Friend went through a nasty divorce. Had $750k going into the marriage (inheritance), put it in a joint account like an idiot. Five years later, account's been up and down, money mixed with paychecks and mortgage payments. Lawyer says "you need a forensic accountant to trace what's still yours." Quote comes back: $5k, 4 weeks minimum. I'm sitting there thinking - this is just transaction categorization and some relatively simple math (the "Lowest Intermediate Balance Rule" if…

    Dec 2025

  23. 23AF
  24. 24

    All your stocks, ETFs, crypto wallets, 401(k), on one page.

    Feb 2026 · mynetworthone.com

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