Zizuh

What it does

Brazilian businesses lose thousands every year on international payments — high IOF, spread, and bank fees add up fast. Zizuh is a fintech built for Brazilian PJs that pay for ads (Meta, Google), cloud tools (AWS), or any foreign service. We offer international debit cards with 0.38% IOF, up to 4 cards per account, and real exchange rates — no hidden fees. Already trusted by 70+ companies. Now relaunching with multi-cards, faster ops, referral program, and integration APIs.

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  Hi HN! I’ve been frustrated with traditional payments for a while. Paypal has frozen my funds on two occasions; and in one of them the funds were never recoverable. When I’m not using PayPal, international bank transfers take days and charge me insane amounts. Also, every country usually has their own payment app parallel to the banking system: Portugal, where i currently live, has MB WAY, Brazil has PIX, Argentina has Mercadopago, the US has Cashapp. None of these work with each other. Money still feels like pre-dotcom era tech when it should feel like a whatsapp message: send instant,…

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