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Alternatives

Products that do what A network for Americans who can't afford health insurance does

Hey HN, launched this recently and looking for early feedback. The problem to solve: In the US, patients who can't afford health insurance are regularly charged the highest prices for healthcare - prices that are deliberately inflated by 2x-4x above market. But theoretically they should be getting the best prices, because they are paying without the expenses and delays of insurance claims. However, insurance contracts are written in a way that prevents anyone outside a network from getting better prices than insurers. The Pocketero solution: An affordable non-insurance network for people who…

  1. 1IM
  2. 2CP
  3. 3

    We’re changing the way people access and afford healthcare

    2022

  4. 4
    Better172

    Better finds the money your health insurance owes you.

    2017

  5. 5HI

    2020 · healthcareisdumb.com

  6. 6

    Marketplace to book doctors and avoid surprise bills

    2023

  7. 7PC

    2011 · pickhealthinsurance.com

  8. 8II

    Everyone deserves access to affordable care instantly. I've been an avid fan of the HN community for years. To give back to this community, here's 25% off your visit. - UCSF trained Doctors - No insurance is required - Zero subscriptions - Get prescriptions at your local pharmacy - Doctor's Note for school or work Promo Code: 25OFF I'm the designer and CTO. For any questions, ask me anything! Thank you so much HN, omer

    2024 · instacured.com

  9. 9PH

    https://price.hospital/ I'm attempting to make US hospital prices searchable and comparable after congress enacted price transparency. I'm aware that there are severe problems here as the prices are so opaque. The prices quoted are not the insurance-negotiated prices, it's taking time to load in and clean up all the data, hospital compliance with transparency is... mixed... But we have to move the ball forward somehow. Also the site is missing many obvious features that I'm hacking (like human-readable procedure names like "cat scan" = "ct imaging" but hey. All feedback…

    2020

  10. 10

    Global health insurance for digital nomads

    2018

  11. 11IB

    When I bought my home, the big bank I'd been using for years quoted me 7% APR. A local credit union was offering 5.5% for the exact same mortgage. I was surprised until I learned that mortgages are basically standardized products – the government buys almost all of them (see Bits About Money: https://www.bitsaboutmoney.com/archive/mortgages-are-a-manuf...). So what's the price difference paying for? A recent Bloomberg Odd Lots episode makes the case that it's largely advertising and marketing…

    Dec 2025 · finfam.app

  12. 12UH

    2018 · github.com

  13. 13

    No middlemen, no price games, huge drug savings

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  14. 14

    Spam-free, personalized insurance advice

    2022

  15. 15

    All-in-one platform for employee healthcare & wellness needs

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  16. 16

    Cost-efficient, reliable transportation for patients

    2018

  17. 17

    Bank that fights medical debt with a free $5K emergency fund

    2020

  18. 18

    The easiest way to get health insurance

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  19. 19

    Fair. Modern. Cooperative. Renters Insurance for $5/mo.

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  20. 20
    TrumpRx109

    Find the world's lowest prices on prescription drugs

    Feb 2026 · trumprx.gov

  21. 21

    Insurance for rent payments (apartment cosigner alternative)

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    Medlio119

    The secure, virtual health insurance card

    2014

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    cartel93

    Save money on your new home

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    Mobile safety net for people with diabetes

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