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Life & fun · August 16, 2022

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A network for Americans who can't afford health insurance

Hey HN, launched this recently and looking for early feedback. The problem to solve: In the US, patients who can't afford health insurance are regularly charged the highest prices for healthcare - prices that are deliberately inflated by 2x-4x above market. But theoretically they should be getting the best prices, because they are paying without the expenses and delays of insurance claims. However, insurance contracts are written in a way that prevents anyone outside a network from getting better prices than insurers. The Pocketero solution: An affordable non-insurance network for people who…

What it does

In the maker’s words, at launch

Hey HN, launched this recently and looking for early feedback. The problem to solve: In the US, patients who can't afford health insurance are regularly charged the highest prices for healthcare - prices that are deliberately inflated by 2x-4x above market. But theoretically they should be getting the best prices, because they are paying without the expenses and delays of insurance claims. However, insurance contracts are written in a way that prevents anyone outside a network from getting better prices than insurers. The Pocketero solution: An affordable non-insurance network for people who pay out of pocket for healthcare, especially those who can't afford health insurance. Network members get the best prices from network providers. If you have any comments about the design, implementation, business model, etc. - please share your thoughts!

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