Commerce · alternatives · 2026
24 alternatives to Ari Finance
Personal finance assistant that lives in your iMessage
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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Makes managing your money as easy as having a conversation
2023 · monarch.com · its alternatives →
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Ray▲298I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
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Personal finance guidance powered by ChatGPT
May 2026 · openai.com · its alternatives →
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Your money's personal assistant, via iMessage
Dec 2025 · trytrilogy.com · its alternatives →
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- 13Orrin▲6
Your personal money agent, right inside iMessage & WhatsApp
Aug 2026 · tryorrin.tech · its alternatives →
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Meet Penny, your personal finance coach. Spend smarter, save more, live happier.
2016 · pennyapp.io · its alternatives →
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Assetli.app▲32Personal finance & net worth, wired to your AI
Aug 2026 · assetli.app · its alternatives →
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Master Your Money -Automate Your Personal Finances
2025 · amitconnect44.gumroad.com · its alternatives →
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Manage your business finances on the go with Mfpay.
2024 · app.mfpay.me · its alternatives →
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A-Finance: Your ultimate financial assistant & more.
2025 · apps.apple.com · its alternatives →
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MoneyPal▲13Chat with your Money. India-first AI personal finance app.
2025 · moneypal.club · its alternatives →
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Treasury AI▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
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Hey everyone, I made this thing: https://tryflux.ai/. Here's a demo video: https://screen.studio/share/1y2EnC26 Context: I've tried probably 15 different AI apps over the past year. ChatGPT, note-taking apps, productivity apps, all of it. But most of them are just clutter on my iphone. They live in some app I have to deliberately open. And I just... don't. But you know what I open 50 times a day without thinking? iMessage. So out of mild frustration with the "AI app graveyard" on my phone, I built Flux. What it does: - You describe a personality and what…
Jan 2026 · tryflux.ai · its alternatives →
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A complete personal-finance app with an AI analyst, and everything runs on your own computer. It works with the Wi-Fi off, because your data never needs to leave.
3d ago · maali.app · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →