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Commerce · alternatives · 2026

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24 alternatives to Astra – Automated savings and bank transfers

Hi Hacker News, Gil and Sam here, co-founders of Astra (https://astra.finance). Astra is mission control for your money and our new iOS app helps you achieve your personal savings goals — automatically. We built Astra because we were frustrated by the lack of smart tools out there to help manage our cash flow. Maintaining a complicated spreadsheet to manage our finances month to month and pay down debt as quickly as possible was a time-consuming headache. We built a web app last fall that mirrored a lot of the financial modeling we were doing manually but learned that our users…

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Astra – Automated savings and bank transfers launched in 2018; newer entries below may have overtaken it.

  1. 1

    Automate your finances

    2018 · astrafi.com · its alternatives →

  2. 2

    Auto transfer surplus funds without stretching your balance

    2019 · astrafi.com · its alternatives →

  3. 3
    Peek▲828

    AI personal finance coach that guides you through decisions

    2025 · peek.money · its alternatives →

  4. 4
    Sweep▲117

    Automatically save for your goals with bank to bank transfer

    2015 · markmonitor.com · its alternatives →

  5. 5

    Financially savvy in minutes

    2018 · finimize.com · its alternatives →

  6. 6
    Vault▲283

    Automatically save for retirement every time you’re paid

    2017 · its alternatives →

  7. 7

    Gain control of your money

    2015 · ynab.com · its alternatives →

  8. 8
    Astra▲8

    AI Assisted Personalized Financial Planning

    Jun 2026 · astra-ed.org · its alternatives →

  9. 9
    Soon▲66

    Automate finances in one app with a Soon Smart Debit Account

    2019 · soon.app · its alternatives →

  10. 10
    Asto▲71

    Simplify your bookkeeping and keep your cashflow positive

    2019 · its alternatives →

  11. 11

    Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.

    Jun 2026 · treasury.sh · its alternatives →

  12. 12

    Abstra is an AI-powered finance automation platform that helps businesses streamline financial operations, reduce manual work, and improve accuracy with intelligent workflows and integrations.

    2020 · abstra.app · its alternatives →

  13. 13

    Reach your saving goals faster

    2019 · its alternatives →

  14. 14
    Perri▲72

    A simple money management app

    2016 · cellularnews.com · its alternatives →

  15. 15
    Monetal▲82

    Super simple expense tracker💰

    2018 · its alternatives →

  16. 16
    Funded▲75

    Simplified envelope budgeting

    2018 · apps.apple.com · its alternatives →

  17. 17

    Your AI-powered personal finance coach

    2025 · cashcoach.ai · its alternatives →

  18. 18

    Abstra is an AI-powered finance automation platform that helps businesses streamline financial operations, reduce manual work, and improve accuracy with intelligent workflows and integrations.

    2020 · abstra.app · its alternatives →

  19. 19

    Hi HN! I’m a solo iOS dev who kept losing track of where my grocery and shopping money was going, so I built ReceiptIQ Pro. What it does: - Scan any receipt with on-device AI/OCR and instantly categorize the items. - Auto-build spending charts, budgets, and exportable CSVs—no manual typing. - Works offline; iCloud backup/restore optional. No data leaves your phone unless you choose to. - Small extras: warranty reminders, bill tracking, and income logging. Tech bits: - Swift/SwiftUI on iOS. - Apple’s Vision framework + my own ML post-processing. - A lightweight Python backend…

    2025 · receiptiq.me · its alternatives →

  20. 20

    Make your finances simple and efficient

    Jun 2026 · fintrack.com.ua · its alternatives →

  21. 21

    Get 10x higher credit limits, 4x rewards, and expense automation. Trusted by 5,000+ Canadian businesses. Apply in 8 minutes with no hidden fees.

    2014 · trykeep.com · its alternatives →

  22. 22

    Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/

    Nov 2025 · buildyourbudget.com · its alternatives →

  23. 23

    #PersonalFinance #Budgeting #AI #Fintech #MoneyManagement

    2025 · savecashai.com · its alternatives →

  24. 24

    Abstra is an AI-powered finance automation platform that helps businesses streamline financial operations, reduce manual work, and improve accuracy with intelligent workflows and integrations.

    2022 · hackerforms.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →