Commerce · alternatives · 2026
24 alternatives to BudgetLuma
Multi-wallet budgeting. Shared. Real currencies.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.
- 1
Tandem▲267Limit Venmo requests & money fights with expense sharing
2023 · usetandem.com · its alternatives →
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Actual Budgetfree▲278Robust and simple budgeting that works
2019 · actualbudget.org · its alternatives →
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Let's Split▲89Share, track and settle group expenses all in one app
2023 · letsplit.com · its alternatives →
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My Expenses is a very simple app to track expenses for one-time budgets. Let's say you're going on vacations in Italy and you want to allocate $1.500 to this trip. You create a budget "Italy" in 30 seconds and you're ready to go. Each time you make an expense in Italy, you add it to the app in a few seconds and you instantly know you're remaining budget. I'm bored of super complex apps. Yes, they do a lot of things, but it often takes a while to get used to the app and understand all its features. That's why I created this app. I want people to be able to track their expenses in seconds, as…
2023 · apps.apple.com · its alternatives →
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Ivy Wallet▲73Track your income, expenses and budget with a modern app.
2021 · play.google.com · its alternatives →
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2020 · github.com · its alternatives →
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FinRox▲9Shared budgets in real time for couples, families & teams
Jul 2026 · finrox.net · its alternatives →
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Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/
Nov 2025 · buildyourbudget.com · its alternatives →
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Offline wallet to store your cards and documents, No Sign Up
2025 · play.google.com · its alternatives →
- 17
Hello HN! I have built NomadExpenses because I tried like 15 or so iOS Apps and none of them had features I needed. If you just live in one place and need only one currency and budget for one the choices are vast. I needed multi-currency support (not just multiple wallets, but auto currency conversion), shared expense logging with my girlfriend and the ability to see everything in the currency I understand best. There is essentially only travel apps for short-term trips, that do something like this, but not for nomads, since you have to create a "trip" with dates. I need my monthly target…
Dec 2025 · nomadexpenses.com · its alternatives →
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no drama▲1One app for your budget, splitting bills, and money goals
Aug 2026 · nodrama.gr · its alternatives →
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The budget app that thinks in more than one currency
May 2026 · sparabudget.com · its alternatives →
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Shared expense & budget tracker for families & friends
Sep 2026 · play.google.com · its alternatives →
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Treasy▲5Create envelopes and take control of your expenses
2022 · play.google.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →