AI · alternatives · 2026
24 alternatives to CentAI
Your personal AI finance advisor
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
- 1
Peek▲828AI personal finance coach that guides you through decisions
2025 · peek.money · its alternatives →
- 2
Ray▲298I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
- 3
- 4
AllMind is the AI-native research platform for institutional equity teams. A financial ontology links every signal across 6,800+ premium data sources and your firm's own data.
2024 · allmind.ai · its alternatives →
- 5
- 6
Cent Capital - Your AI-powered financial co-pilot for intelligent personal finance management
2025 · cent.capital · its alternatives →
- 7
- 8
ProAI▲37All-in-one AI Advisor, Forecaster, Creative, & Fundraiser
Mar 2026 · app.fundingpath.ai · its alternatives →
- 9
- 10
Centiv▲3AI Advisors · ¢Score · Talking Coach · 10K banks US & Canada
Jun 2026 · centiv.app · its alternatives →
- 11
- 12
- 13
AI Personal Financial Advisor, Investment, Personal finance
2024 · its alternatives →
- 14
FinAI▲3AI finance tracker that understands how you talk
Feb 2026 · finaien.vercel.app · its alternatives →
- 15
Uncover Hidden Insights, Invest with Confidence
Jul 2026 · knowyourcompany.ai · its alternatives →
- 16
Treasury AI▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
- 17
- 18
- 19
AI budgeting and personal finance planner
Jul 2026 · smartpixelstudio24.gumroad.com · its alternatives →
- 20MA
We’re DJ & Josh, co-founders of MichaelAI(https://michaelai.io) - we’re excited to share our new artificially intelligent investment analyst, Michael. Josh’s six-year stint at a hedge fund exposed him to the challenges of investment analysis. He had access to abundant resources, including data collected by junior analysts, detailed reports, refined data from third-party providers, and access to industry thought leaders. However, the process demands significant time commitment, continuous engagement with other parties, nuanced data, and the potential to miss out on crucial…
2023 · michaelai.io · its alternatives →
- 21
FinsAI▲2Smart AI personal finance tracker for insights
Aug 2026 · finsai.netlify.app · its alternatives →
- 22
- 23
- 24
Financial assistant to manage your finances in one place.
2025 · herofinance.ai · its alternatives →
Also compare
Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →