Commerce · alternatives · 2026
24 alternatives to Covely Finance
A Offline, self‑custodial personal finance for Mac & Windows
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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Thank you for your comments, just some context: - The app is a simple desktop application that works on macOS, Windows, and Ubuntu. - I developed this app for my own needs. Getting tired of SaaS app subscriptions and privacy concerns. - For now, the activities are logged manually or imported from a CSV file. No integration with Plaid or other platforms. - No monetization is planned for now (only a "buy me a coffee" if you use and appreciate the app).
2024 · wealthfolio.app · its alternatives →
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🍃 Automate your personal finances – for free, with no ads, and no data collection. - kevinschaich/mintable
2019 · github.com · its alternatives →
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Wealthly▲65See verified stocks, options, and crypto from others
2022 · wealthly.com · its alternatives →
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Wealthfolio▲167Boring investment tracker with local data storage
2024 · wealthfolio.app · its alternatives →
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Keepfully 2.0▲143Keep track of money and objects you lend or borrow.
2025 · apps.apple.com · its alternatives →
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FinKitty▲107Your finance pet that cheers every smart money move
2025 · finkitty.com · its alternatives →
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Capitally▲24Hey HN, As someone who geeks out on both investment data and privacy tech, I built Capitally to scratch my own itch. It's encrypted on-device so that once I can afford to hire a second engineer, he cannot peek into my own data! I wanted a way to monitor ALL my investments (stocks, crypto, real estate, angel investments, etc.) in one place and really dig into the data - but without compromising my privacy. Here's how Capitally makes that possible: On the data side: Import data from CSVs, spreadsheets, or any other source via a flexible no-code editor Map any data format into a standardized…
2025 · mycapitally.com · its alternatives →
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We built a local-first, private, multi-currency, double-entry based personal finance app. It will help you track, visualize, and plan your financial journey. Use the `Try demo` button, to try it without an account. Small screens (mobiles) are not supported yet. By local-first we mean, your data is on your system (we use sqlite over opfs, in browser). For synching across devices, the data is encrypted with your key before it leaves your device. You can backup the data locally (if you are using chrome) and/or to your dropbox. It's designed so that we (the people building it) can't access…
Nov 2025 · finbodhi.com · its alternatives →
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uFincs is the easiest, privacy-friendly way of taking control of your finances. Control your money. Keep your data.
2021 · ufincs.com · its alternatives →
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Hi HN, I built Whisper Money because I was frustrated that every personal finance app wanted full access to my bank credentials, fed my transactions into AI systems, or sold my spending data to third parties. Whisper Money takes a different approach: - *No bank credential sharing* - Import your transactions via CSV/XLS exports from your bank. No Plaid, no OAuth to your bank, no third-party integrations that can get breached. - *No AI snooping* - Your transactions are never fed into AI systems you don't control. - *No third-party data sharing* - Your financial data is never shared with…
Nov 2025 · whisper.money · its alternatives →
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Fungible is a terminal-based personal finance app that fills the Mint-shaped void in my life. It runs using your own plaid credentials (optional) and has its own integrated chatbot (also optional and BYO key). You connect banks via Plaid or import CSVs. Transactions get auto-categorized by rules you define. On top of normal categories there's a flexibility layer (fixed / flexible / discretionary) so you can see at a glance what's actually controllable spending. There are also tags (also separate from categories) for isolating things like trips or hobbies. The financial health…
May 2026 · github.com · its alternatives →
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Budgefy▲2Budget tracker offline-first, no bank connection needed
Apr 2026 · budgefy.net · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →