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Alternatives

Products that do what Covely Finance does

A Offline, self‑custodial personal finance for Mac & Windows

  1. 1WP

    Thank you for your comments, just some context: - The app is a simple desktop application that works on macOS, Windows, and Ubuntu. - I developed this app for my own needs. Getting tired of SaaS app subscriptions and privacy concerns. - For now, the activities are logged manually or imported from a CSV file. No integration with Plaid or other platforms. - No monetization is planned for now (only a "buy me a coffee" if you use and appreciate the app).

    2024 · wealthfolio.app

  2. 2
    Cashly87

    Budget planner & finance tracker for iOS

    2020

  3. 3

    a net-worth-centered expense tracker app

    Nov 2025

  4. 4

    Financially savvy in minutes

    2018

  5. 5

    Boring investment tracker with local data storage

    2024

  6. 6

    Keep track of money and objects you lend or borrow.

    2025

  7. 7
    FinKitty107

    Your finance pet that cheers every smart money move

    Oct 2025

  8. 8

    Available on the App Store

    Jun 2026 · apps.apple.com

  9. 9

    Local-first, open-source, no account needed

    Jun 2026

  10. 10
    Uniflow125

    See the future of your personal finances within 10 minutes

    2023

  11. 11MR
  12. 12IM

    Hey HN, As someone who geeks out on both investment data and privacy tech, I built Capitally to scratch my own itch. It's encrypted on-device so that once I can afford to hire a second engineer, he cannot peek into my own data! I wanted a way to monitor ALL my investments (stocks, crypto, real estate, angel investments, etc.) in one place and really dig into the data - but without compromising my privacy. Here's how Capitally makes that possible: On the data side: Import data from CSVs, spreadsheets, or any other source via a flexible no-code editor Map any data format into a standardized…

    2024 · mycapitally.com

  13. 13
    8udget97

    Budget, invest & track finances - works offline

    Jan 2026 · 8udget.my

  14. 14
    Monetal82

    Super simple expense tracker💰

    2018

  15. 15FL

    We built a local-first, private, multi-currency, double-entry based personal finance app. It will help you track, visualize, and plan your financial journey. Use the `Try demo` button, to try it without an account. Small screens (mobiles) are not supported yet. By local-first we mean, your data is on your system (we use sqlite over opfs, in browser). For synching across devices, the data is encrypted with your key before it leaves your device. You can backup the data locally (if you are using chrome) and/or to your dropbox. It's designed so that we (the people building it) can't access…

    Nov 2025 · finbodhi.com

  16. 16

    Wealth manage Desktop App

    Dec 2025 · addywealth.vercel.app

  17. 17
    Actual36

    Track your money, save money.

    2020

  18. 18FA

    Fungible is a terminal-based personal finance app that fills the Mint-shaped void in my life. It runs using your own plaid credentials (optional) and has its own integrated chatbot (also optional and BYO key). You connect banks via Plaid or import CSVs. Transactions get auto-categorized by rules you define. On top of normal categories there's a flexibility layer (fixed / flexible / discretionary) so you can see at a glance what's actually controllable spending. There are also tags (also separate from categories) for isolating things like trips or hobbies. The financial health…

    May 2026 · github.com

  19. 19

    Budget tracker offline-first, no bank connection needed

    Apr 2026 · budgefy.net

  20. 20

    Simple personal finance, online or offline

    Aug 2026 · ofinanceos.netlify.app

  21. 21
    Nestly3

    Offline budget & expense tracker. No account needed.

    Apr 2026 · manuelgonzga.github.io

  22. 22

    See the whole picture.

    2025

  23. 23

    Take Control of Your Money

    Jan 2026 · orbitapps.net

  24. 24

    Your finances, finally under control

    Apr 2026 · apps.apple.com

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