AI · alternatives · 2026
24 alternatives to Cushion
Your bank & credit card fees, refunded
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier. Cushion launched in 2018; newer entries below may have overtaken it.
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Cushion▲78Get your bank and credit card fees refunded, automatically
2021 · cushion.ai · its alternatives →
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Final▲454Never worry about fraud, breaches, or cancelled credit cards
2014 · getfinal.com · its alternatives →
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Ray▲298I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
- 7CC
2012 · chargeback.cc · its alternatives →
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AI chatbot trained on Brazil's Central Bank regulations
May 2026 · cumbuca.com · its alternatives →
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Final 2.0▲225Credit card that helps tame subscriptions and conquer fraud
2017 · getfinal.com · its alternatives →
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Credyt▲100Hey HN! I'm the founder of Credyt (https://credyt.ai). If you're running an AI product that burns $0.50+ per interaction, you need to bill customers as usage happens, not at the end of the month. Otherwise you're a bank for your customers, and you'll run out of money before they do. Why invoice-based billing doesn't work for AI: Most usage-based billing tools (Stripe Billing, Orb, etc.) were built for SaaS. They meter usage all month, then send an invoice. That works fine when your COGS is 5%. It's a disaster when you're paying your AI vendor upfront for every request and your…
Nov 2025 · credyt.ai · its alternatives →
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Paribus 2.0▲186Find out for free if online stores owe you a refund!
2016 · capitaloneshopping.com · its alternatives →
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Automatically get money back on Visa purchases
2017 · earny.co · its alternatives →
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Agentcard for companiesfree tier▲189Agentcard gives every user of your product a wallet their agent can spend from. Cards go in once. Purchases come out priced, approved, and paid.
Jul 2026 · agentcard.sh · its alternatives →
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A podcast where a guy reads terms and conditions from banks
2019 · termsandconditionspodcast.com · its alternatives →
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P402.io▲102Route, verify, and settle paid API calls with clear traces
Jan 2026 · p402.io · its alternatives →
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Cushion▲72Stabilize your income by building a financial cushion
2020 · trycushion.com · its alternatives →
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The first card API platform with app integrations
2016 · emburse.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →