Commerce · alternatives · 2026

24 alternatives to Freecharge UPI

Money transfer made easy

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Freecharge UPI launched in 2022; newer entries below may have overtaken it.

1. 1
   PhonePe▲6

   P2P Money transfer on UPI (Unified Payment Interface)

   2016 · phonepe.com · its alternatives →

2. 2
   Cheq UPI▲249

   A better payments app for NRIs and foreigners visiting India

   2023 · chequpi.com · its alternatives →

3. 3
   HitPay▲139

   Send or receive money using a modern payments interface

   2017 · hit-pay.com · its alternatives →

4. 4
   UPI Stack for Businesses💸 by Cashfree▲118

   Collect & disburse UPI payments. 1 stack, 15+integrations.

   2020 · cashfree.com · its alternatives →

5. 5
   Payouts by Cashfree▲151

   Instant & automated payouts to bank accounts in India 🇮🇳

   2018 · cashfree.com · its alternatives →

6. 6
   BHIM - Bharat Interface for Money▲11

   Fast, secure & reliable cashless UPI payments on your phone

   2017 · apps.apple.com · its alternatives →

7. 7
   UPI 2.0▲6

   Indian Unified Payments Interface

   2018 · npci.org.in · its alternatives →

8. 8
   Tap to Pay on iPhone on the Helcim app▲94

   Accept contactless payments with just an iPhone

   2024 · link.helcim.com · its alternatives →

9. 9
   Cashgram by Cashfree▲189

   Simplest way to transfer money to your users 💸

   2018 · cashfree.com · its alternatives →

10. 10
    Dapi▲187

    Accept zero fee instant payments

    2020 · its alternatives →

11. 11
    getupilink▲5

    Easily accept UPI payments with shareable UPI Links.

    2024 · getupilink.com · its alternatives →

12. 12
    ChargeStripe▲88

    Accept credit card payments from your mobile device.

    2019 · chargestripe.com · its alternatives →

13. 13
    Zoho Checkout▲132

    Collecting payments online just got simpler.

    2017 · zoho.com · its alternatives →

14. 14
    UpiKar▲6

    Collect UPI Payments Instantly By UpiKar

    2025 · upikar.in · its alternatives →

15. 15
    Transactions for iOS▲87

    A unified inbox for all of your cards, with superpowers

    2022 · apps.apple.com · its alternatives →

16. 16
    Maybuy by Up▲85

    A savings-based Buy Now, Pay Later alternative

    2022 · up.com.au · its alternatives →

17. 17
    Afriex▲84

    We make it easy for immigrants to send money

    2023 · afriex.com · its alternatives →

18. 18
    Rates▲87

    A simple beautiful currency exchange app

    2015 · its alternatives →

19. 19
    MyPaylink▲78

    Create & share free UPI payment links & QR codes

    2022 · mypaylink.in · its alternatives →

20. 20
    PayRiff▲63

    Digital payment solutions for internet acquiring

    2023 · payriff.com · its alternatives →

21. 21
    PangoPay▲76

    Get paid faster.

    2020 · its alternatives →

22. 22
    Payso▲6

    Send and receive money as easily as sending a text. For FREE

    2016 · paywithpayso.com · its alternatives →

23. 23
    Flex by Google Pay▲15

    The simple and secure way to pay with your Android phone

    Apr 2026 · pay.google.com · its alternatives →

24. 24
    InstaBill▲3

    Create payment links. Collect through UPI. Track settlements

    May 2026 · instabill.live · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →