Commerce · alternatives · 2026
24 alternatives to Fulfilled
Five months ago I launched our alpha product here and got roasted for basic math errors on our landing page. It was an early lesson for us in putting something out there and not meeting that moment and just being unprepared. But here's what we've learned building a wealth management platform for the 95% of people who don't have $100K minimums: Take Sarah (real user, fake name): 32, $85K income, $47K across three accounts. Traditional advisor wants $100K minimum. Betterment would put her in one of 5 risk buckets. Fulfilled modeled her actual goals: House down payment in 4 years in MCOL area:…
Personalized Wealth Management applies institutional-grade portfolio construction to everyday investors. Rather than offering generic robo-advisor portfolios or expensive human advisors, it builds customized strategies… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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Thank you for your comments, just some context: - The app is a simple desktop application that works on macOS, Windows, and Ubuntu. - I developed this app for my own needs. Getting tired of SaaS app subscriptions and privacy concerns. - For now, the activities are logged manually or imported from a CSV file. No integration with Plaid or other platforms. - No monetization is planned for now (only a "buy me a coffee" if you use and appreciate the app).
2024 · wealthfolio.app · its alternatives →
- 2AT
Hi there. I built a company that makes algorithmic trading strategies for its users to invest with. --> https://justfor.fund Advice and feedback are very much welcomed! Disclaimer: New born business with its first beta version (12 users) currently live. Details: - I'm the sole developer and founder - I applied to YC S22 batch on the last day - Currently facing a big KYC compliance wall (code and protocols) - My priority right now is obtaining funds to cover minimal operational cost's. Need to pay for broker partnership costs too. - I have essentially no funds to cover cost's right…
2022 · justfor.fund · its alternatives →
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Ray▲298I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
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A few experienced entrepreneurs answer a tough question.
2015 · fizzle.co · its alternatives →
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Autonomous▲64Superintelligent financial advisor at 0% advisory fees
Jan 2026 · becomeautonomous.com · its alternatives →
- 9FN
Hey HN, We’re challenging retail wealth management. Most individual portfolio optimization is fundamentally flawed because it’s static and ignores your specific goals. I spent a decade helping some of the world’s largest investors build their portfolios. My co-founder built hundreds of financial plans for retail investors before backend engineering at Microsoft. We know the problem: traditional portfolio construction and maintenance approaches (like Modern Portfolio Theory) rely on myopic, static allocation. This failure of methodology is why advisors ignore retail investors below $250k in…
Nov 2025 · matthew-glossops-workspace.share.arcade.software · its alternatives →
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We just released an MCP server that lets Claude (or any MCP client) pull real-time and historical financial data: equities, options chains, crypto, FX, commodities, fundamentals, economic indicators, and 50+ technical signals. You can ask things like: “Plot NVDA’s RSI vs AMD’s over the past year.” “Show the yield curve shift since 2020.” “What are Apple’s recent earnings surprise trends? “Make a 3-statement model for ORCL.” Claude runs the requests, does the math, and returns the data or generates charts/models all inside the chat. Setup takes about a minute. You’ll need Claude Pro…
Nov 2025 · mcp.alphavantage.co · its alternatives →
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It’s pretty simple: ask us absolutely anything about your finances (it’s okay to be really specific to your situation!) and our algorithm backed by a Certified Financial Planner will give you a hyper-personalized spot-on answer, for free. Go ahead and stump us! Let’s really kick the tires on this thing :) Up until now, we've been doing comprehensive financial advising for free. Our most popular feature is the ability to just ask us anything so we figured why not make that feature available for everyone? Also for free :) Some more context: Uprise’s mission is to make wealth…
2022 · app.uprise.us · its alternatives →
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Hi HN, I built Whisper Money because I was frustrated that every personal finance app wanted full access to my bank credentials, fed my transactions into AI systems, or sold my spending data to third parties. Whisper Money takes a different approach: - *No bank credential sharing* - Import your transactions via CSV/XLS exports from your bank. No Plaid, no OAuth to your bank, no third-party integrations that can get breached. - *No AI snooping* - Your transactions are never fed into AI systems you don't control. - *No third-party data sharing* - Your financial data is never shared with…
Nov 2025 · whisper.money · its alternatives →
- 13PF
Hello HN, We are Pebble Finance! Our newly launched product offers a custom indexing solution, empowering investors to personalize their investment portfolios. # The product What our product is now: We are creating a platform for users to use natural language to search for their interests and personalize their portfolio. Search is a combination of using OpenAI LLM models with Langchain, OpenSearch index, and some traditional NLP techniques. Search is divided into several tools which are selected based on the user’s input query. Based on the complexity of the input query, a single tool or a…
2023 · pebble.finance · its alternatives →
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Hi HN, A while ago I had a mildly depressing realization. Back in 2010, I had around $60k. Like a "responsible" person, I used it as a down payment on an apartment. Recently, out of curiosity, I calculated what would have happened if I had instead put that money into NVIDIA stock. I should probably add some context. For over 10 years I've worked as a developer on trading platforms and financial infrastructure. I made a rule for myself - never trade on the market. In 2015, when Bitcoin traded about 300 usd, my brother and I were talking about whether it was a bubble. He made a bold claim that…
Feb 2026 · shouldhavebought.com · its alternatives →
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MCP for GPs: turn your fund into something you can talk to
Jul 2026 · angellist.com · its alternatives →
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Find out if your stock picking actually beats passive ETFs
Jul 2026 · github.com · its alternatives →
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I built this as a personal finance app that allows me to see how my recurring incomes and expenses will affect my network over the years. So trackm can show up to 4 years in the future and track when your accounts will go negative given you expenses and incomes. I've been dogfooding it for the past 10 days, fixing issues I find from my day-to-day use and now it's at a point where I'm comfortable sharing it with others. The app is free for 30 days, after which it goes into read-only mode. Paying the one-time license fee unlocks it forever.
Mar 2026 · trackm.net · its alternatives →
- 18MS
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
2023 · financemadelovely.com · its alternatives →
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I was a software engineer at a late stage startup and was caught in a layoff this January. When I looked into exercising my options or getting liquidity, I realized the secondary market is a total black box. Liquidity funds spend a fortune on Google Ads just to find people like us. Those high marketing costs eventually come out of our pockets in the form of higher fees and worse terms. I built StrikeRates to change that. The site is meant to be a central resource for anyone navigating this. I included a Liquidity 101 section that explains the different financial vehicles because that…
Mar 2026 · strikerates.com · its alternatives →
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I built this after realizing my index fund owned companies I'd never choose to support, and there was no easy way to do anything about it. Sylph lets you specify what you want to avoid (and what you want to support), then generates a diversified portfolio of individual stocks based on your priorities. Working demo, no account needed — just try it. Still early and actively building, so feedback is very welcome.
Apr 2026 · sylphfinance.com · its alternatives →
- 21IB
I'm Canadian, live abroad, and my money is scattered across two countries, multiple currencies, banks, brokerages, real estate, and some private equity. No app could hold all of it, and none could answer a simple question like "what's my actual USD exposure?" Brisa pulls everything together (Plaid + manual accounts + real estate + PE, all multi-currency) and puts an AI on top that has my full financial picture in context. Instead of clicking through charts, I can just ask. Would appreciate any feedback!
Jul 2026 · demo.joinbrisa.com · its alternatives →
- 22PI
Hey HN! I'm Alex, one of the co-founders at Global Predictions. We are officially launching PortfolioPilot today! Since starting the company 2 years ago, we’ve been working tirelessly to build a personal portfolio management platform that empowers everyday people to feel more confident investing. We focused on aggregating your entire net worth, evaluating across a set of standardized metrics, and offering suggestions based on our commercial-grade Macro Insights & Recommendation Engine. We started by building a product we wanted to use and iterated and refined based on early user feedback. We…
2022 · its alternatives →
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Hey HN, I'm Charles, the solo founder of Continuum (https://continuum-app.xyz/). Continuum is a financial planning web app for people with 1-15M. It helps you create simulations of job offers, house purchases, and life events. Its goal is to replace human advisors that cost thousands, or even worse, take AUM fees of 1%. The MVP includes AI voice onboarding, scenario and mural creation, and 4 modules. The simulation math engine is code to ensure determinism. The LLMs don't do any simulation math. Demo: https://youtu.be/EDUK26Rs0cE?si=hCSdgSDkgKJt3Ni2 The biggest…
Aug 2026 · continuum-app.xyz · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →