Life & fun · alternatives · 2026
24 alternatives to Fulfilled – Non-custodial financial co-pilot for goal optimization
Hey HN, We’re challenging retail wealth management. Most individual portfolio optimization is fundamentally flawed because it’s static and ignores your specific goals. I spent a decade helping some of the world’s largest investors build their portfolios. My co-founder built hundreds of financial plans for retail investors before backend engineering at Microsoft. We know the problem: traditional portfolio construction and maintenance approaches (like Modern Portfolio Theory) rely on myopic, static allocation. This failure of methodology is why advisors ignore retail investors below $250k in…
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
- 1
Fulfilled▲40Five months ago I launched our alpha product here and got roasted for basic math errors on our landing page. It was an early lesson for us in putting something out there and not meeting that moment and just being unprepared. But here's what we've learned building a wealth management platform for the 95% of people who don't have $100K minimums: Take Sarah (real user, fake name): 32, $85K income, $47K across three accounts. Traditional advisor wants $100K minimum. Betterment would put her in one of 5 risk buckets. Fulfilled modeled her actual goals: House down payment in 4 years in MCOL area:…
Nov 2025 · fulfilledwealth.co · its alternatives →
- 2CA
Hello, This is a portfolio optimizer I made to help select portfolios for my clients. I'm a personal financial adviser. I generally put my clients in a mix of low-fee index funds and ETFs and I use this to set an appropriate allocation based on the client's risk tolerance. I have been working on this as a side project to 1) improve the theoretical underpinnings of my investment recommendations and 2) improve my coding skills with frameworks like Vue and Torch. Here's the repository for the frontend: https://github.com/justinluther502/cashgraphfront. The frontend site is…
2022 · cashgraphs.com · its alternatives →
- 3
I REALLY draw a line in the sand with my answer to this.
2015 · soundcloud.com · its alternatives →
- 4
4/6 · The workflow of a professional quant trading firm.
2016 · soundcloud.com · its alternatives →
- 5WU
hey y'all -- can you please tell us if our job search tool sucks? :D we built it using an investor platform called Harmonic.ai to gather startup data, then contextualize it so that job seekers could find out about the most exciting startups hiring first (like if they just raised, growing headcount fast, have an ex-unicorn founder, etc). pretty sure we're the first platform doing anything like this. anyway, let me know what you think. really excited to launch this thing soon! getting feedback from the hn community first is really fun :)
2022 · joinmaasive.com · its alternatives →
- 6AM
Hi HN, Today I'm launching the Net Worth Tracker by Flow Finance, a beautiful and minimalist Excel template that allows individuals to track their assets, liabilities, income, and spending on a monthly basis. The focus of this template is understanding long-term trends in the incoming and outgoing expenses for an individual—always with a focus on maximising insights while minimising user inputs. This project was created because the alternatives, frankly, are completely overwhelming. A friend of mine introduced me to the FIRE Movement and, after doing deep dives through Reddit, I tried to…
2023 · getflow.finance · its alternatives →
- 7
I was a software engineer at a late stage startup and was caught in a layoff this January. When I looked into exercising my options or getting liquidity, I realized the secondary market is a total black box. Liquidity funds spend a fortune on Google Ads just to find people like us. Those high marketing costs eventually come out of our pockets in the form of higher fees and worse terms. I built StrikeRates to change that. The site is meant to be a central resource for anyone navigating this. I included a Liquidity 101 section that explains the different financial vehicles because that…
Mar 2026 · strikerates.com · its alternatives →
- 8PI
Hey HN! I'm Alex, one of the co-founders at Global Predictions. We are officially launching PortfolioPilot today! Since starting the company 2 years ago, we’ve been working tirelessly to build a personal portfolio management platform that empowers everyday people to feel more confident investing. We focused on aggregating your entire net worth, evaluating across a set of standardized metrics, and offering suggestions based on our commercial-grade Macro Insights & Recommendation Engine. We started by building a product we wanted to use and iterated and refined based on early user feedback. We…
2022 · its alternatives →
- 9
Hi HN, We’re a small team working on 13Radar.com, which we launched about two weeks ago after 4 months of development. I’m the founder, and together with the team we’re building a platform that tracks hedge fund portfolios in real-time based on SEC Form 13F filings. AI has been a major helper in our workflow. For a single webpage, we often consult multiple AI systems in parallel, generating different versions and comparing them side by side before deciding on the final design or implementation. More than 60% of the research, design, and coding involved AI assistance. For UI design we used…
Nov 2025 · 13radar.com · its alternatives →
- 10CW
Hello HN, Lucas here. I’ve been working with BigQuery for ~5 years, mostly in large (petabyte-scale) environments. Over time we ended up spending a lot of money and engineering effort just trying to understand where costs were coming from, why and how to optimize them. At some point we decided to stop, leverage all our past experience and spend a full cycle building tooling focused on cost visibility and optimization. The main goal was to regain ownership of cost data and make it possible to understand our cost structure in under a minute, while aligning the views of engineering and FinOps…
Jan 2026 · cloudclerk.ai · its alternatives →
- 11
I built this after realizing my index fund owned companies I'd never choose to support, and there was no easy way to do anything about it. Sylph lets you specify what you want to avoid (and what you want to support), then generates a diversified portfolio of individual stocks based on your priorities. Working demo, no account needed — just try it. Still early and actively building, so feedback is very welcome.
Apr 2026 · sylphfinance.com · its alternatives →
- 12IE
Hi HN! I spent the last year traveling and feeling purposeless after shutting down my last startup (Zage YC S’21) in Dec 2022. There were some obstacles I couldn’t overcome and decided to return investors 50% of their capital. To afford (and justify to myself) traveling, I started consulting as an engineer and product designer. I started (https://backspace.nyc) and it was a good time. I (and some friends) built a handful of AI experiences and learned a lot along the way. The hardest thing about running a services business shipping and selling AI experiences powered by LLMs was…
2024 · loom.com · its alternatives →
- 13
(Spoiler: $3,600+ pure profit in 1 month)
2018 · timkock.de · its alternatives →
- 14
- 15
Plan your financial goals with smart compound interest
Nov 2025 · compound-interest-calculator.net · its alternatives →
- 16MP
Dear Friends, my name is LJ and I am the Master of the Universe at Alternative Systems and Really Wild Technologies. We are changing the world by making Passive Investing Safer and Better for all everyone! It all began with my poor investment choices like diversified portfolio of mutual funds, pretty much investing equally in the 5 mutual funds available through my employer and the life and science fund did great for a bit before the dot com crash :-) Not long after, I changed jobs and had to sell the funds, because in kind transfer was not possible with the new employer and lost most of the…
2023 · altsat.net · its alternatives →
- 17MS
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
2023 · financemadelovely.com · its alternatives →
- 18
Build stock portfolios based on risk, not hype
Dec 2025 · stockrisker.com · its alternatives →
- 19
Hey HN! My newborn can’t talk yet, but I figured he needs a portfolio dashboard anyway. So I built one — tracking crypto, dividend stocks, and fun KPIs like: HODL Strength Passive Income % Crypto Mood (emoji-based, of course) Danger Zone if I YOLO too much into one coin No login. No ads. Just data, dad jokes, and dollar signs. Let me know what you think (or what my baby CEO should add next). https://mattiasassets.com
2025 · mattiasassets.com · its alternatives →
- 20TA
2019 · usethematic.com · its alternatives →
- 21CI
We were a part of Boomtown Boulder's second accelerator class, and after a few months of thrashing and pivoting, we feel we've got something pretty cool! We are a new crowdfunding platform with a twist - we let you partner with retail businesses by financing their inventory, helping them with marketing/lead generation and then collecting a return when that inventory sells. What I am personally really excited about, is that because the users are actively engaged throughout the process, this type of investment is not classified as a security and we can offer it to non-accredited…
2014 · its alternatives →
- 22
The next generation of investment research
2020 · quiverquant.com · its alternatives →
- 23
I used to work in VC and watched good teams lose months chasing the wrong investors. I’m building Evalyze to make the unglamorous parts faster and more precise. After sign-up (email only, no card) you can: - upload a deck or paste your site - get a ranked list of relevant VCs/angels with a short “why” for each What’s different: instead of dumping a big list, we try to explain why an investor fits based on stage, sector, check size, and portfolio patterns. It’s far from perfect and we want blunt feedback before opening wider. Limits to know: - newer funds and emerging managers can be…
2025 · evalyze.ai · its alternatives →
- 24IB
A few years ago, I started managing my finances using Google Sheets. It worked fine for a while, but then I hit some limitations. As my financial planning needs grew more complex, I found myself struggling with tracking assets and forecasting future financial scenarios. Thus, I started to work in my spare time on building FinancialAha: https://www.financialaha.com - a financial planning app designed to do everything my spreadsheets couldn’t. It is completely free and I intend to add some paid features later on as listed on the pricing page, but I want to keep it free for people…
2024 · its alternatives →
Also compare
- Fulfilled alternatives
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- The Freelancer - How to build a great portfolio and network alternatives
- Chat With Traders x Quantopian: Portfolio Optimization alternatives
- We used investor tools to find the best startups to work at alternatives
- A minimalist net worth tracker for individuals alternatives
Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →