Alternatives
Products that do what Continuum – Financial simulations for DIY multimillionaires does
Hey HN, I'm Charles, the solo founder of Continuum (https://continuum-app.xyz/). Continuum is a financial planning web app for people with 1-15M. It helps you create simulations of job offers, house purchases, and life events. Its goal is to replace human advisors that cost thousands, or even worse, take AUM fees of 1%. The MVP includes AI voice onboarding, scenario and mural creation, and 4 modules. The simulation math engine is code to ensure determinism. The LLMs don't do any simulation math. Demo: https://youtu.be/EDUK26Rs0cE?si=hCSdgSDkgKJt3Ni2 The biggest…
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2021 · simulator.money
- 2IM
2021 · projectifi.io
- 3IS
Hey everyone! After another year of building as a solo dev on nights and weekends, I'm back with an update on this post: https://news.ycombinator.com/item?id=31083093. TL;DR - ProjectionLab (https://projectionlab.com) is a privacy-friendly personal finance planning tool where you can create financial plans that go beyond the standard online retirement calculators. And by popular request, it now supports self-hosting for Lifetime users! Something I'm grateful for is that our community here on HN is the difference between PL existing and not. There was actually a time…
2023 · projectionlab.com
- 4IQ
Quick background: I used to code. Studied it in school, wrote some projects, but eventually convinced myself I wasn't cut out for it. Too slow, too many bugs, imposter syndrome — the usual story. So I pivoted, ended up as an investment associate at an early-stage angel fund, and haven't written real code in years. Fast forward to now. I'm a Buffett nerd — big believer in compound interest as a mental model for life. I run compound interest calculations constantly. Not because I need to, but because watching numbers grow over 30-40 years keeps me patient when markets get wild. It's basically…
Jan 2026 · calquio.com
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- 7QL
Hi everyone, I wanted to share Quantus, a finance learning and practice platform I’m building out of my own frustration with traditional resources. As a dual major in engineering and finance who started my career at a hedge fund, I found it challenging to develop hands-on financial modeling skills using existing tools. Platforms like Coursera, Udemy, Corporate Finance Institute (CFI), and Wall Street Prep (WSP) primarily rely on video-based tutorials. While informative, these formats often lack the dynamic, interactive, and repetitive practice necessary to build real expertise. For example,…
2024 · quantus.finance
- 8WT
I figured I needed to work on my coding skills before building the next groundbreaking AI app, so I started working on this free tool site. Its basically just an aggregation of various commonly used calculators and unit convertors. Link: https://www.calcverse.live Tech Stack: Next, React, Typescript, shadcn UI, Tailwind CSS Would greatly appreciate your feedback on the UI/UX and accessibilty. I struggled the most with navigation. I've added a search box, a sidebar, breadcrumbs and pages with grids of cards leading to the respective calculator or unit convertor, but not sure if…
2025 · calcverse.live
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2024 · useequityval.com
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Some technical context on what we ran into building this. MCP tools don't really work for financial data at scale. One tool call for five years of daily prices dumps tens of thousands of tokens into the context window. And data vendors pack dozens of tools into a single MCP server, schemas alone can eat 50k+ tokens before the agent does anything useful. So we auto-generate typed Python modules from the MCP schemas at workspace init and upload them into the sandbox. The agent just imports them like a normal library. Only a one-line summary per server stays in the prompt. We have around 80…
Apr 2026 · github.com
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Hi HN, A while ago I had a mildly depressing realization. Back in 2010, I had around $60k. Like a "responsible" person, I used it as a down payment on an apartment. Recently, out of curiosity, I calculated what would have happened if I had instead put that money into NVIDIA stock. I should probably add some context. For over 10 years I've worked as a developer on trading platforms and financial infrastructure. I made a rule for myself - never trade on the market. In 2015, when Bitcoin traded about 300 usd, my brother and I were talking about whether it was a bubble. He made a bold claim that…
Feb 2026 · shouldhavebought.com
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Hi HN, I was once given the advice: Don't waste expensive frontier model credits (GPT/Claude/etc.) on bulk work. Send the boring, repetitive, high-volume jobs to a smaller model, and save the expensive prompts for when you actually need frontier-level reasoning. I complained and told my manager that I shouldnt have to think about using certain models for certain coding tasks, and that one model should handle everything. Well, here we are anyway. If anyone needs a place to absolutely abuse an LLM with high-volume tasks, come beat ours up at https://yolo-auto.com. Here are…
Jul 2026 · yolo-auto.com
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2020 · github.com
- 16MMoneyOnFIRE▲21
We’re Scott and Sunny—two long-time personal finance nerds. When we met 6 years ago we compared our personal finance spreadsheets. Ours were packed with macros, scenarios, and tax modeling—but even then, found they were not complete. Planning for financial independence is hard, and the cost of mistakes is high. So we built the tool we always wanted: MoneyOnFIRE. MOF calculates a personalized, tax-aware roadmap to financial independence—across account types, life goals, and withdrawal strategies. It shows you not just if you can achieve financial indepdendence, but how, when, and what to…
2025 · moneyonfire.com
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A few years ago, I started managing my finances using Google Sheets. It worked fine for a while, but then I hit some limitations. As my financial planning needs grew more complex, I found myself struggling with tracking assets and forecasting future financial scenarios. Thus, I started to work in my spare time on building FinancialAha: https://www.financialaha.com - a financial planning app designed to do everything my spreadsheets couldn’t. It is completely free and I intend to add some paid features later on as listed on the pricing page, but I want to keep it free for people…
2024
- 18FA
Hi, my name is Kam, and today my cofounder Josh and I are shipping Finterm, a CLI that gives coding agents direct access to financial data: stock prices, options data, SEC filings, and Ticker Deep Research, a filtered ticker news search. I’m a developer and have been a full-time trader for the past few years.Recently I have been using LLMs more and more in my trading and strategy. I always found it frustrating that Claude Code or GPT did not have direct access to actual financial information and had to rely on web search, so it couldn’t get me more granular numbers for specific options…
Jul 2026 · finterm.ai
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Hi HN, I am a solopreneur in the evenings and a software engineer during the day. In the past, I have created lots of calculators for my web projects and freelancing friends. These were pretty basic, but users always welcomed them. I also used currently available builders, but the problem was that they were either slow, broke on mobile devices, had nonsense page view limits, or were expensive. Some even ticked all those boxes. So I have decided to create my own, with a simple interface, and called it Creative Widgets (if it ever takes off, I plan to add more exciting stuff like charts, etc,…
2024 · creativewidgets.io
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JustinAI▲3I charge $200/hr to help people w/ money. My AI is $9.99/mo.
Jul 2026 · app.justinhuynh.com
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https://www.moneyga.me The goal in this game is to make as much virtual money as possible. Features include working pleb jobs, operating various forms of businesses, trading items, currencies and stocks on The Exchange and so on. I have posted this on HN before, but it has been a couple of years now and some things have changed in the game. Most notably the addition of NPC buyers and NPC workers, which make the economy much more alive. Thank you for your attention and good weekend everybody!
2021
- 23MS
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
2023 · financemadelovely.com
- 24CM
I thought I could make a personal finance app that was simpler, smarter and more privacy-focused than Monarch, YNAB and Copilot. I believe I have, but today that's up to you. While the classic story of using a variety of "analog" tools to manage money does apply to me, the main pillars that pushed me to build Cadence Money were: - Pay for the level of syncing that's used including none - No built-in AI - Fully cross-platform including mobile browsers - Passkeys available day one - Proper Canadian support - No ads even for a book After seven years at 1Password as a Lead PM, I can safely say…
Jul 2026 · cadencemoney.com
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