AI · alternatives · 2026
24 alternatives to Continuum – Financial simulations for DIY multimillionaires
Hey HN, I'm Charles, the solo founder of Continuum (https://continuum-app.xyz/). Continuum is a financial planning web app for people with 1-15M. It helps you create simulations of job offers, house purchases, and life events. Its goal is to replace human advisors that cost thousands, or even worse, take AUM fees of 1%. The MVP includes AI voice onboarding, scenario and mural creation, and 4 modules. The simulation math engine is code to ensure determinism. The LLMs don't do any simulation math. Demo: https://youtu.be/EDUK26Rs0cE?si=hCSdgSDkgKJt3Ni2 The biggest…
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.
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Simulate your financial future. Modern financial, retirement, and estate planning tools to plan for early retirement, financial independence, and more.
2021 · projectifi.io · its alternatives →
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A browser based, retro sandbox game that let
2021 · simulator.money · its alternatives →
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I spent 2 years building a personal finance simulatorfree tier, from $10.75/mo▲766Hey everyone! After another year of building as a solo dev on nights and weekends, I'm back with an update on this post: https://news.ycombinator.com/item?id=31083093. TL;DR - ProjectionLab (https://projectionlab.com) is a privacy-friendly personal finance planning tool where you can create financial plans that go beyond the standard online retirement calculators. And by popular request, it now supports self-hosting for Lifetime users! Something I'm grateful for is that our community here on HN is the difference between PL existing and not. There was actually a time…
2023 · projectionlab.com · its alternatives →
- 4IQ
Quick background: I used to code. Studied it in school, wrote some projects, but eventually convinced myself I wasn't cut out for it. Too slow, too many bugs, imposter syndrome — the usual story. So I pivoted, ended up as an investment associate at an early-stage angel fund, and haven't written real code in years. Fast forward to now. I'm a Buffett nerd — big believer in compound interest as a mental model for life. I run compound interest calculations constantly. Not because I need to, but because watching numbers grow over 30-40 years keeps me patient when markets get wild. It's basically…
Jan 2026 · calquio.com · its alternatives →
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Ray▲293I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
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The calculator you need if you’re raising money.
2019 · ledgy.com · its alternatives →
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Hi everyone, I wanted to share Quantus, a finance learning and practice platform I’m building out of my own frustration with traditional resources. As a dual major in engineering and finance who started my career at a hedge fund, I found it challenging to develop hands-on financial modeling skills using existing tools. Platforms like Coursera, Udemy, Corporate Finance Institute (CFI), and Wall Street Prep (WSP) primarily rely on video-based tutorials. While informative, these formats often lack the dynamic, interactive, and repetitive practice necessary to build real expertise. For example,…
2024 · quantus.finance · its alternatives →
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A single-page web app for rapidly prototyping financial scenarios. - ryannjohnson/financial-simulator
2020 · github.com · its alternatives →
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I figured I needed to work on my coding skills before building the next groundbreaking AI app, so I started working on this free tool site. Its basically just an aggregation of various commonly used calculators and unit convertors. Link: https://www.calcverse.live Tech Stack: Next, React, Typescript, shadcn UI, Tailwind CSS Would greatly appreciate your feedback on the UI/UX and accessibilty. I struggled the most with navigation. I've added a search box, a sidebar, breadcrumbs and pages with grids of cards leading to the respective calculator or unit convertor, but not sure if…
2025 · calcverse.live · its alternatives →
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Simfolio▲106Forecast your future net worth, stay on top of your finances
2021 · simfolio.co · its alternatives →
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Financial modelling simulator designed with SMEs in mind
2023 · pipeliner.online · its alternatives →
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Vaultr▲82Personal finance app built for young professionals
Apr 2026 · vaultr-app.org · its alternatives →
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From CRM to invoicing - everything in one solution.
2025 · continuumpsa.io · its alternatives →
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Fulfilled▲40Five months ago I launched our alpha product here and got roasted for basic math errors on our landing page. It was an early lesson for us in putting something out there and not meeting that moment and just being unprepared. But here's what we've learned building a wealth management platform for the 95% of people who don't have $100K minimums: Take Sarah (real user, fake name): 32, $85K income, $47K across three accounts. Traditional advisor wants $100K minimum. Betterment would put her in one of 5 risk buckets. Fulfilled modeled her actual goals: House down payment in 4 years in MCOL area:…
Nov 2025 · fulfilledwealth.co · its alternatives →
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Hi HN, A while ago I had a mildly depressing realization. Back in 2010, I had around $60k. Like a "responsible" person, I used it as a down payment on an apartment. Recently, out of curiosity, I calculated what would have happened if I had instead put that money into NVIDIA stock. I should probably add some context. For over 10 years I've worked as a developer on trading platforms and financial infrastructure. I made a rule for myself - never trade on the market. In 2015, when Bitcoin traded about 300 usd, my brother and I were talking about whether it was a bubble. He made a bold claim that…
Feb 2026 · shouldhavebought.com · its alternatives →
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Hi HN, I was once given the advice: Don't waste expensive frontier model credits (GPT/Claude/etc.) on bulk work. Send the boring, repetitive, high-volume jobs to a smaller model, and save the expensive prompts for when you actually need frontier-level reasoning. I complained and told my manager that I shouldnt have to think about using certain models for certain coding tasks, and that one model should handle everything. Well, here we are anyway. If anyone needs a place to absolutely abuse an LLM with high-volume tasks, come beat ours up at https://yolo-auto.com. Here are…
Jul 2026 · yolo-auto.com · its alternatives →
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Treasury AI▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
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MoneyOnFIRE▲21We’re Scott and Sunny—two long-time personal finance nerds. When we met 6 years ago we compared our personal finance spreadsheets. Ours were packed with macros, scenarios, and tax modeling—but even then, found they were not complete. Planning for financial independence is hard, and the cost of mistakes is high. So we built the tool we always wanted: MoneyOnFIRE. MOF calculates a personalized, tax-aware roadmap to financial independence—across account types, life goals, and withdrawal strategies. It shows you not just if you can achieve financial indepdendence, but how, when, and what to…
2025 · moneyonfire.com · its alternatives →
- 22IB
A few years ago, I started managing my finances using Google Sheets. It worked fine for a while, but then I hit some limitations. As my financial planning needs grew more complex, I found myself struggling with tracking assets and forecasting future financial scenarios. Thus, I started to work in my spare time on building FinancialAha: https://www.financialaha.com - a financial planning app designed to do everything my spreadsheets couldn’t. It is completely free and I intend to add some paid features later on as listed on the pricing page, but I want to keep it free for people…
2024 · its alternatives →
- 23MI
https://www.moneyga.me The goal in this game is to make as much virtual money as possible. Features include working pleb jobs, operating various forms of businesses, trading items, currencies and stocks on The Exchange and so on. I have posted this on HN before, but it has been a couple of years now and some things have changed in the game. Most notably the addition of NPC buyers and NPC workers, which make the economy much more alive. Thank you for your attention and good weekend everybody!
2021 · its alternatives →
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Hi, my name is Kam, and today my cofounder Josh and I are shipping Finterm, a CLI that gives coding agents direct access to financial data: stock prices, options data, SEC filings, and Ticker Deep Research, a filtered ticker news search. I’m a developer and have been a full-time trader for the past few years.Recently I have been using LLMs more and more in my trading and strategy. I always found it frustrating that Claude Code or GPT did not have direct access to actual financial information and had to rely on web search, so it couldn’t get me more granular numbers for specific options…
Jul 2026 · finterm.ai · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →