AI · alternatives · 2026

24 alternatives to GratiFi

Spend, save and invest just by using a GratiFi debit account

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. GratiFi launched in 2019; newer entries below may have overtaken it.

1. 1
   Grifin▲81

   Buy stocks where you shop

   2021 · its alternatives →

2. 2
   Smart-Save by Stash▲110

   Save your spare cash, automatically.

   2017 · its alternatives →

3. 3
   Clarity Money▲365

   Lower bills, cancel accounts, create a savings account

   2017 · its alternatives →

4. 4
   Soon▲66

   Automate finances in one app with a Soon Smart Debit Account

   2019 · its alternatives →

5. 5
   Debitize▲160

   Credit card perks without credit card debt

   2016 · its alternatives →

6. 6
   Plum▲240

   Your little savings butler: smart, automatic, 3% interest.

   2017 · its alternatives →

7. 7
   Donut▲292

   Invest your spare change in Bitcoin & earn interest 24/7

   2020 · its alternatives →

8. 8
   Avenify▲181

   Invest in students. Earn a return when they succeed.

   2019 · its alternatives →

9. 9
   Financial Choice▲116

   Invest your checking account balance to get market returns

   2021 · its alternatives →

10. 10
    Candle▲209

    Chat with your money

    2024 · its alternatives →

11. 11
    ICONFi▲79

    Crypto savings account

    2021 · its alternatives →

12. 12
    StepsInvesting▲183

    Invest with every step you take

    2024 · its alternatives →

13. 13
    Soon▲86

    Reimburse your spending w/ crypto gains, powered by OpenAI

    2023 · its alternatives →

14. 14
    Qooore 2.0▲172

    Social investing app for trading ideas & investing news

    2021 · its alternatives →

15. 15
    Coinseed Savings▲108

    Invest your spare change in crypto and earn interest

    2020 · its alternatives →

16. 16
    Astra for iOS▲113

    Automate your finances

    2018 · its alternatives →

17. 17
    Stockpile▲141

    Invest on your terms. Buy stock by the dollar.

    2017 · its alternatives →

18. 18
    Twine▲128

    The smarter way for couples to save and invest, together.

    2017 · its alternatives →

19. 19
    Wait for Wealth▲85

    Encourage people to start investing in a playful way

    2024 · its alternatives →

20. 20
    Brew▲84

    Simplest way to earn inflation-beating yield on DeFi

    2021 · its alternatives →

21. 21
    Tango▲111

    Improving couple's finance and communication around money

    2023 · its alternatives →

22. 22
    Grize▲5

    Grize - Save your money

    2023 · its alternatives →

23. 23
    Dynamic▲75

    Earn interest on your idle funds

    2022 · its alternatives →

24. 24
    Slog - Budget & Money Tracker▲78

    See all your money in one place

    2023 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →