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Products that do what Jargon-free financial advice via text does

Hey all, I created HelpElf after my sister just graduated from college this spring and started her first real job. She knew she should be saving and investing, but didn't know how to get started. Most of the articles and guides she tried to read on the Internet were for people who were already proficient in personal finance and investing and were confusing for her. And there's a TON of bad advice out there. After helping her set up her 401(k), brokerage account, and monthly budget, I realized that she was looking for completely jargon-free answers to her questions, like: + How much should I…

  1. 1

    Do you really *need* to buy something?

    2019

  2. 2

    Spot-on answers from our CFP financial experts, 100% free

    2022

  3. 3

    Helping you pick great stocks to invest in

    2014

  4. 4

    Personalised 10-min video with easy-to-implement advice

    2022

  5. 5
    Fienal24

    Learn finance by doing, one step at a time!

    2025

  6. 6
    Actual36

    Track your money, save money.

    2020

  7. 7IM

    So hard to keep up with tooling and MLOps - I put it all in one place and got some tips from an experienced friend on what to use.

    2025 · readyforagents.com

  8. 8IB

    A few years ago, I started managing my finances using Google Sheets. It worked fine for a while, but then I hit some limitations. As my financial planning needs grew more complex, I found myself struggling with tracking assets and forecasting future financial scenarios. Thus, I started to work in my spare time on building FinancialAha: https://www.financialaha.com - a financial planning app designed to do everything my spreadsheets couldn’t. It is completely free and I intend to add some paid features later on as listed on the pricing page, but I want to keep it free for people…

    2024

  9. 9MS

    For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.

    2023 · financemadelovely.com

  10. 10IW

    I was a software engineer at a late stage startup and was caught in a layoff this January. When I looked into exercising my options or getting liquidity, I realized the secondary market is a total black box. Liquidity funds spend a fortune on Google Ads just to find people like us. Those high marketing costs eventually come out of our pockets in the form of higher fees and worse terms. I built StrikeRates to change that. The site is meant to be a central resource for anyone navigating this. I included a Liquidity 101 section that explains the different financial vehicles because that…

    Mar 2026 · strikerates.com

  11. 11KA
  12. 12TT

    Threw this together pretty quick because I kept seeing different takes on the new tax bill everywhere. Some sources saying it's bad for lower/middle class, others saying everyone saves money - figured I'd just build something to visualize it instead of trying to figure out who's right. Used Cursor to help build the website and make it interactive so you can plug in your own info. Hosted using Cloudflare pages. This definitely isn't perfect and you shouldn't use it for actual tax planning or anything serious. I'm not a tax expert, just someone who wanted to see the numbers laid out…

    2025 · trumptaxchanges2025.com

  13. 13

    Helps you to save your money on a daily basis

    Jul 2026 · frugal-funds-web-uaw7gf.flutterflow.app

  14. 14

    Build investor-ready 5-year forecasts in minutes.

    Jul 2026 · yourfinancialmodel.com

  15. 15IB

    Hi HN! My name is Yossi, and I'm a solo indie maker. SEO tools are super pricey and free tools often fall short, leaving most users to costly subscription-based tools. So, I built SEO Stuff, a keyword tool that uses a credit-based system for builders like me who use SEO more sporadically. Have a great day!

    2024 · seo-stuff.com

  16. 16

    Free financial calculators in 6 languages — know your money

    Mar 2026

  17. 17SW

    I built this after realizing my index fund owned companies I'd never choose to support, and there was no easy way to do anything about it. Sylph lets you specify what you want to avoid (and what you want to support), then generates a diversified portfolio of individual stocks based on your priorities. Working demo, no account needed — just try it. Still early and actively building, so feedback is very welcome.

    Apr 2026 · sylphfinance.com

  18. 18QF

    Hi Y'all, for those interested in trading using quantitative finance ideas, I'm open sourcing the software I made in the past 10+ years along with a series of tutorials on YouTube which gradually introduce the concepts. It's work in progress, for now I covered the foundations (stock price movements, option valuation, the arbitrage idea and the replication technique). Next I'll introduce how to import historical market data for stocks and options along with where you can buy it for a reasonable price (you can't find free historical options data) and some basic cleanup techniques because it…

    2024 · aquarianz.com

  19. 19

    Know your real money. Financial Dashboard for freelancers.

    May 2026 · freeledger.dev

  20. 20IB

    Hey HN, I started my career as a finance manager, transitioned into product management, and now I’m building my own products. Back in my finance days, while managing a £6M budget, I uncovered a £15k leak hiding in plain sight: FX fees. Today, I see solo founders making the exact same mistake. I realised most founders are quietly losing 2-5% of their revenue to what I call the Lazy Tax: - Stripe's ~2% auto-conversion fee on inbound revenue, - plus their local bank's ~3% spread when paying for global SaaS tools (AWS, Claude, Ads). So I built FixMyFX to show founders their exact leak and how to…

    Apr 2026 · fixmyfx.com

  21. 21

    Make Better Money Decisions

    Jun 2026 · worththemath.com

  22. 22

    Free financial calculators for smarter money decisions.

    May 2026 · toolnestfinance.com

  23. 23AO

    As I couldn't find a proper web based open source tool that could help me with my bookkeeping, I spend a week to built one myself. It's based on laravel and provides revenue, expenses, travel allowance and depreciation sections. Everything is then merged to an annual statement, that can be exported as a pdf and used for tax filing. It's far away from perfect (no tests yet), but I would be happy to hear what you think about it and maybe find someone to join in.

    2023 · github.com

  24. 24

    Anti-budget budgeting tool: Buy what actually matters

    Jun 2026 · my-month.lovable.app

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