Life & fun · alternatives · 2026

24 alternatives to Lendup

payday loans without credit check

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Core Loans South Africa▲1

   Short Term Loans - CoreLoans helps South Africans

   May 2026 · coreloans.co.za · its alternatives →

2. 2
   betterbanking.app▲241

   Bank that fights medical debt with a free $5K emergency fund

   2020 · its alternatives →

3. 3
   fundpnb▲79

   Get a small business loan fast and easy

   2018 · its alternatives →

4. 4
   Payzo▲127

   Accept credit cards with zero coding (for freelancers)

   2014 · its alternatives →

5. 5
   ZeroDown▲215

   Easiest transition from renting to homeownership, $0 down

   2019 · flyhomes.com · its alternatives →

6. 6
   LendingHome▲64

   Get a real estate loan. No bank required.

   2015 · kiavi.com · its alternatives →

7. 7
   Underpay▲87

   You don't need a credit card to earn rewards (anymore)

   2022 · its alternatives →

8. 8
   Bankoff Business▲83

   Borderless banking without banks

   2021 · bankoff.co · its alternatives →

9. 9
   Seller Finance Marketplace▲57

   Financing but no banks

   2023 · sellerfinance.io · its alternatives →

10. 10
    ErrandPay▲74

    Connecting the world to Africa

    2021 · errandpay.com · its alternatives →

11. 11
    Uviba - Accept Bank Payments▲80

    Accept instant 💸 bank payments with a few lines of code 🚀.

    2019 · pay.uviba.com · its alternatives →

12. 12
    PayDaySay▲6

    Fast and Easy Payday Loans Online

    2020 · play.google.com · its alternatives →

13. 13
    ITIN Lending▲3

    Like NerdWallet, but for borrowers without an SSN

    Jul 2026 · itinlending.net · its alternatives →

14. 14
    KaiMoney▲12

    Loans backed by your investment portfolio, no credit score

    2025 · its alternatives →

15. 15
    Lendee Corp

    short-term payday loans to Canadians in minutes.

    2020 · its alternatives →

16. 16
    Friz▲15

    Credit card for freelancers in South East Asia

    2021 · its alternatives →

17. 17
    MyCreditPlan.com – Smart Debt Repayment▲12

    Get out of debt, save interest, and boost your credit score

    2024 · its alternatives →

18. 18
    Paydown▲2

    Track loans. Crush debt. See your finish line.

    May 2026 · mypaydown.netlify.app · its alternatives →

19. 19
    Credifi▲5

    Unsecured loans powered by DeFi.

    Jan 2026 · credi.fi · its alternatives →

20. 20
    SpeedyFundsNow

    Best No Credit Check Loans in USA for Borrowers

    Aug 2026 · speedyfundsnow.com · its alternatives →

21. 21
    CrediSure Mobile App ▲7

    Credit scores, Loans & BNPL, all in one app

    2025 · app.credisure.ng · its alternatives →

22. 22
    Lendasat▲2

    Bitcoin-backed loans - get cash without selling your btc

    2025 · lendasat.com · its alternatives →

23. 23
    Sats Terminal▲20

    Borrow against your Bitcoin. Best rate, no KYC, self-custody

    Jul 2026 · satsterminal.com · its alternatives →

24. 24
    valiDebt▲4

    validating debt records for the unbanked in Africa.

    2020 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →