Commerce · alternatives · 2026

24 alternatives to Lunar Way

An easy way to handle your personal finance.

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Lunar Way launched in 2019; newer entries below may have overtaken it.

1
Lunar Way▲3
Simple banking app with free account and card.
2018 · lunar.app · its alternatives →
2
Lunar▲91
Make the most of your money with this Nordic challenger bank
2020 · lunar.app · its alternatives →
3
Monse▲104
Privacy-friendly personal finance application
2023 · its alternatives →
4
MoonPay▲432
Buy and sell crypto with one integration
2021 · moonpay.com · its alternatives →
5
Ray▲293
I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
6
Cashews: Ultimate Personal Finance App▲364
Say goodbye to financial anxiety
2023 · cashews.finance · its alternatives →
7
Moonwatch▲131
A simpler way to keep track of your cryptocurrency portfolio
2018 · its alternatives →
8
Tilt▲105
Easily collect money from a group for free (now on Android)
2015 · tilt.com · its alternatives →
9
Simple▲161
Online banking with automatic budgeting
2014 · pnc.com · its alternatives →
10
Pigeon▲179
Loan money to others without the hassle
2023 · usepigeon.io · its alternatives →
11
Vaultr▲82
Personal finance app built for young professionals
Apr 2026 · vaultr-app.org · its alternatives →
12
LunarCRUSH▲78
Social Listening for Cryptocurrencies
2021 · lunarcrush.com · its alternatives →
13
Rocket Money▲74
The money app that works for you
2022 · rocketmoney.com · its alternatives →
14
TopHat Finance – free, open, and offline▲104
TopHat Finance - an in-browser personal finances app
2022 · athenodoros.github.io · its alternatives →
15
GemBudget▲81
Accounting for personal and home finances online.
2019 · its alternatives →
16
Moonrun:▲7
Millionaires dont use astrology, billionaires do — JP Morgan
2025 · astrologymarkets.com · its alternatives →
17
Dolcent▲98
Simple, beautiful & user-friendly budget/expense tool
2023 · dolcent.netlify.app · its alternatives →
18
Slope▲105
A powerful money tracking app that thinks the way you do
2017 · slopeapp.com · its alternatives →
19
Moonrig.io▲67
A free easy-to-use crypto portfolio management platform.
2022 · moonrig.io · its alternatives →
20
Penny, an easy way to track your spending▲89
Meet Penny, your personal finance coach. Spend smarter, save more, live happier.
2016 · pennyapp.io · its alternatives →
21
Mooney▲74
An app to track your crypto portfolio
2019 · play.google.com · its alternatives →
22
I built uFincs – a privacy-first, encrypted personal finance app▲58
uFincs is the easiest, privacy-friendly way of taking control of your finances. Control your money. Keep your data.
2021 · ufincs.com · its alternatives →
23
MOON▲70
Invest your spare change into crypto automatically
2022 · figma.com · its alternatives →
24
onbalance▲16
Hey! onbalance is maturing. The new 2.0 version brings multiuser access to organizations. And it's still free with no limitations or ads! Also, a technical security whitepaper was released alongside a few other articles on privacy, offline-first, and cash flow planning concepts. Find it on Google Play and App Store.
2025 · onbalance.app · its alternatives →

Also compare

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →