Commerce · alternatives · 2026
24 alternatives to NO Evil, TONS Of Perks - Aspiration Bank
Dozens Of Unbelievable Benefits, No Funds Going Bad Places!
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. NO Evil, TONS Of Perks - Aspiration Bank launched in 2019; newer entries below may have overtaken it.
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Ray▲293I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
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Now brands are investing in you too.
2016 · acorns.com · its alternatives →
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Say goodbye to financial anxiety
2023 · cashews.finance · its alternatives →
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Get free access to any ATM and higher interest with no fees
2015 · greenfi.com · its alternatives →
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Keza▲210Wealthfront for your Bitcoin, investing for everyone.
2016 · getkeza.com · its alternatives →
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All your accounts, All in one place.
2013 · personalcapital.com · its alternatives →
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WalletHub▲90A.I.-powered savings alerts, free daily credit scores & more
2016 · wallethub.com · its alternatives →
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An online financial firm with a conscience.
2016 · play.google.com · its alternatives →
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Hi HN, I built Whisper Money because I was frustrated that every personal finance app wanted full access to my bank credentials, fed my transactions into AI systems, or sold my spending data to third parties. Whisper Money takes a different approach: - *No bank credential sharing* - Import your transactions via CSV/XLS exports from your bank. No Plaid, no OAuth to your bank, no third-party integrations that can get breached. - *No AI snooping* - Your transactions are never fed into AI systems you don't control. - *No third-party data sharing* - Your financial data is never shared with…
Nov 2025 · whisper.money · its alternatives →
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Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/
Nov 2025 · buildyourbudget.com · its alternatives →
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I loved learning how to build end-to-end encryption. I thought you'd need to go through every record. I felt really silly when I learned how keys can be used. For context, I'd blown through half a million dollars over 4 years and had no idea where it went. So I'm trying to get a grip on it with this app. I can't use bank statements, because I'm using different electronic money institutions (EMI) and Lebanon barely supports paying by card. It took a while to get a UI I actually wanted to use... The part I'm still unsure about is adding old savings. Some find it intuitive but others find it…
Jun 2026 · bucksbuddy.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →