Growth · alternatives · 2026
24 alternatives to NumeroMoney
I built this application to help solve difficulties in managing tracking of finances for a busy household. It's been really helpful, so I've turned it into a product in the hope that it can help others too. I can genuinely say it's given me a much clearer view of our family finances and even helped me spot a couple of subscriptions we'd forgotten about and duplicate charges. Would appreciate any feedback greatly.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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I launched NumPad v1 on here a few years ago, and back then it wasn't much more than a thin CodeMirror wrapper around the calculator engine I'd written. Now I've rewritten it as a PWA that supports multiple documents, persists them to IndexedDB, and has a syncing service for paying customers. Syncing is handled by Automerge[1] under the hood, which should make it relatively easy to get document sharing working too. [1] https://automerge.org/
2022 · numpad.io · its alternatives →
- 2

Meet Penny, your personal finance coach. Spend smarter, save more, live happier.
2016 · pennyapp.io · its alternatives →
- 3
Ray▲298I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
- 4NA
Numscript is a simple, declarative language that helps you model financial transactions. You can do quite a few things with it, such as modeling: * Payments involving vouchers and a user's prepaid balance * Complex funds destination scenario where the customer gets cash back * Configurable user credit balance spending transactions The main idea is to take the pain out of describing of a system dealing with money movements should behave in traditional languages such as JS/TS/Go/Ruby etc, landing an expressive way to model these movements of value. It is voluntarily broad in…
2024 · playground.numscript.org · its alternatives →
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Serving Individuals, Startups, and Financial Institutions
2023 · its alternatives →
- 7
Plan ▲118Finances, expenses, goals and debts, all in your pocket
2023 · apps.apple.com · its alternatives →
- 8

My Expenses is a very simple app to track expenses for one-time budgets. Let's say you're going on vacations in Italy and you want to allocate $1.500 to this trip. You create a budget "Italy" in 30 seconds and you're ready to go. Each time you make an expense in Italy, you add it to the app in a few seconds and you instantly know you're remaining budget. I'm bored of super complex apps. Yes, they do a lot of things, but it often takes a while to get used to the app and understand all its features. That's why I created this app. I want people to be able to track their expenses in seconds, as…
2023 · apps.apple.com · its alternatives →
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SpendSights▲105Simply track your money just from your bank statements
2023 · spendsights.in · its alternatives →
- 10

- 11SA
2014 · dl.dropboxusercontent.com · its alternatives →
- 12

Real-time bookkeeping & tax for freelancers
Jun 2026 · numerisledger.com · its alternatives →
- 13
SpendKeep▲27The Privacy-First Expense Tracker. No Bank Login Required.
Jul 2026 · spendkeep.com · its alternatives →
- 14
Treasury AI▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
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- 16SA
The website is: https://www.spendbook.net/main I am posting this on behalf of a friend who built it so he can get a feedback - he doesn't have an account and when he created one his post was killed.
2018 · its alternatives →
- 17
WiseFlow▲13Your money finally makes sense ! Meet Your New AI comapnion.
Jun 2026 · wiseflowapp.com · its alternatives →
- 18

I built this as a personal finance app that allows me to see how my recurring incomes and expenses will affect my network over the years. So trackm can show up to 4 years in the future and track when your accounts will go negative given you expenses and incomes. I've been dogfooding it for the past 10 days, fixing issues I find from my day-to-day use and now it's at a point where I'm comfortable sharing it with others. The app is free for 30 days, after which it goes into read-only mode. Paying the one-time license fee unlocks it forever.
Mar 2026 · trackm.net · its alternatives →
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Wise Budget▲18Master your money with smart, simple budgeting
2025 · play.google.com · its alternatives →
- 22

Hi everyone, I'd like to share FinWise (https://finwiseapp.io) with you, which my wife and I have been building over the last few months. FinWise is an all-in-one personal finance management tool, including budgeting, net-worth tracking, financial planning & forecasting and a couple of other things which we're still busy working on like couples/family budgeting and being able to set and track goals. It's designed to make managing all your personal finances as simple, easy and painless as possible, and we've put a lot of effort into making the website as simple and intuitive,…
2023 · finwiseapp.io · its alternatives →
- 23MS
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
2023 · financemadelovely.com · its alternatives →
- 24
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →