Commerce · alternatives · 2026

24 alternatives to Ozuma

All-in-one crypto-banking app

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Ozuma launched in 2024; newer entries below may have overtaken it.

1. 1
   Wind▲276

   Pay in USDC globally, cash-out in Fiat

   2023 · pipes.tech · its alternatives →

2. 2
   Venga App▲538

   Discover blockchain innovations & access crypto easily

   2024 · venga.com · its alternatives →

3. 3
   Strike▲113

   Send money instantly, with no fees, anywhere in the world

   2021 · invite.strike.me · its alternatives →

4. 4
   OnJuno▲347

   Crypto friendly banking with 6% interest and 10% cashback

   2022 · its alternatives →

5. 5
   My First Bitcoin, from Square Cash▲183

   Illustrated children’s book about Bitcoin & Satoshi Nakamoto

   2018 · cash.app · its alternatives →

6. 6
   Beam▲132

   The easiest wallet ever, no app, no signup — it just works

   2023 · beam.eco · its alternatives →

7. 7
   Universal Money Address▲136

   Just like email, but for money

   2023 · uma.me · its alternatives →

8. 8
   CryptoAlly▲66

   Satoshi and Bitcoin quotes in 100+ currencies in real time

   2019 · its alternatives →

9. 9
   Sparkswap▲75

   Buy Bitcoin instantly on the Lightning Network

   2019 · its alternatives →

10. 10
    Zelle▲115

    Money-transfer app from the big banks and credit unions

    2016 · zelle.com · its alternatives →

11. 11
    X Money▲125

    Your money, on the world's most powerful network.

    Aug 2026 · money.x.com · its alternatives →

12. 12
    Zazuu▲71

    Search, compare rates and send money within one app

    2022 · its alternatives →

13. 13
    Monzo▲117

    The bank of the future

    2016 · monzo.com · its alternatives →

14. 14
    Coin Assistant▲139

    World's first financial AI-assistant for digital currencies

    2019 · coin.xyz · its alternatives →

15. 15
    Stripe fiat-to-crypto-onramp▲99

    Let customers instantly buy crypto within your Web3 app

    2022 · stripe.com · its alternatives →

16. 16
    Cryptee▲95

    Crypto and chill - Cryptocurrency on your Android TV

    2018 · play.google.com · its alternatives →

17. 17
    Ozeily▲112

    Connect your bank and earn cashback on all your expenses

    2024 · its alternatives →

18. 18
    AirSwap Instant 2.0▲86

    Peer-to-peer crypto trading, reimagined

    2019 · its alternatives →

19. 19
    BankShift▲66

    Manage your financial and coinbase accounts in one place

    2021 · apps.apple.com · its alternatives →

20. 20
    OpenNode▲95

    The easiest way to accept bitcoin.

    2018 · opennode.com · its alternatives →

21. 21
    Afriex▲84

    We make it easy for immigrants to send money

    2023 · afriex.com · its alternatives →

22. 22
    Casa App▲67

    Simplest, most secure app for buying and storing Bitcoin

    2020 · casa.io · its alternatives →

23. 23
    WAVY▲84

    The stablecoin utility for the world

    2023 · its alternatives →

24. 24
    Peanut▲35

    Hi HN! I’ve been frustrated with traditional payments for a while. Paypal has frozen my funds on two occasions; and in one of them the funds were never recoverable. When I’m not using PayPal, international bank transfers take days and charge me insane amounts. Also, every country usually has their own payment app parallel to the banking system: Portugal, where i currently live, has MB WAY, Brazil has PIX, Argentina has Mercadopago, the US has Cashapp. None of these work with each other. Money still feels like pre-dotcom era tech when it should feel like a whatsapp message: send instant,…

    2025 · peanut.me · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →