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AI · alternatives · 2026

24 alternatives to RNet, an AI credit wallet for everyday users

AI without the billing headache. For developers — zero token costs. For users — one credit wallet across every app.

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

  1. 1
    Prava▲343

    Are you a startup/builder who's using Agentic workflows? How about Agentic payments? At Prava we're building Payments stack which allows your AI Agents to have a wallet independent of the CC/bank acc. Thus, allowing them to make payments like us humans in a secure way.

    Mar 2026 · prava.space · its alternatives →

  2. 2
    Credyt▲100

    Hey HN! I'm the founder of Credyt (https://credyt.ai). If you're running an AI product that burns $0.50+ per interaction, you need to bill customers as usage happens, not at the end of the month. Otherwise you're a bank for your customers, and you'll run out of money before they do. Why invoice-based billing doesn't work for AI: Most usage-based billing tools (Stripe Billing, Orb, etc.) were built for SaaS. They meter usage all month, then send an invoice. That works fine when your COGS is 5%. It's a disaster when you're paying your AI vendor upfront for every request and your…

    Nov 2025 · credyt.ai · its alternatives →

  3. 3

    Measure the full AI SDLC. From token to production.

    Apr 2026 · waydev.co · its alternatives →

  4. 4
    Cuely▲140

    Pay-as-you-go chatGPT Plus with 5M free token credits

    2023 · cuely.ai · its alternatives →

  5. 5
    Finnt▲185

    Next-gen banking app for students

    2023 · apps.apple.com · its alternatives →

  6. 6

    Hi guys, am building SecureLend.ai and when working on our underwriting agents (free trial, paid after) I had issues with seamless payment options. Of course I looked at x402 which I believe is a great protocol but not a fan of a) sharing private keys with the agent b) having a human in the loop or c) similar workaround e.g. pre-funded wallets So I started building out a solution. For my use case it was important to not only have stablecoins but also a fiat rail which is now implemented using Stripe. Initially I build a mandate system internally but am very glad and big shoutout to the guys…

    Apr 2026 · delegare.dev · its alternatives →

  7. 7

    Talk with your wallet - manage, save & plan your finances

    2024 · innerwallet.xyz · its alternatives →

  8. 8

    AI-native billing & payments for usage-based AI products

    Jun 2026 · its alternatives →

  9. 9

    Count tokens and estimate costs for any AI model

    2024 · tokencounter.co · its alternatives →

  10. 10
    P402.io▲102

    Route, verify, and settle paid API calls with clear traces

    Jan 2026 · p402.io · its alternatives →

  11. 11

    Hey HN, We’re two developers (co-founders) with a team of 20 who got tired of spending hours reviewing PRs, so we built Infinitcode.ai, an AI-powered code reviewer that: - *Summarizes PRs in plain English*: No more deciphering 1,000-line diff jungles - *Catches more than bugs*: Security holes, performance pitfalls, code smells, even typos (yes, we’ll flag “vurnerabilities” and vulnerabilities) - *Zero onboarding*: Works instantly—no “let me learn your codebase for weeks” nonsense. Why we’re posting: We’re in alpha and need brutal honesty. Roast our tool, mock our UI, or tell us why AI will…

    2025 · infinitcode.ai · its alternatives →

  12. 12

    Pay AI APIs with USDT — No Credit Card Needed

    May 2026 · zealand-delta.vercel.app · its alternatives →

  13. 13

    Stop counting credits. Start understanding them.

    Aug 2026 · creditfx.mogabr.com · its alternatives →

  14. 14
    1MB.IO▲14

    1MB is the smartest way to reclaim the value of your data without changing how you use the web. Install the extension, browse as usual, and get real rewards for real data powering the AI economy.

    Apr 2026 · 1mb.io · its alternatives →

  15. 15

    Hey HN, I'm a solo SWE building AICosts.ai after working on multiple projects where managing AI costs became a nightmare across multiple clients. Between OpenAI, Claude, Blotato, ElevenLabs, n8n workflows, Make workflows, and dozens of other AI tools, I was spending hours each month just figuring out what I was actually spending and on what. So basically I built AICosts.ai to solve this: one location for me to track my entire AI stack (GPT, Claude, Gemini, automation tools like Zapier/Make/n8n)in one place. It helps me compare costs across providers, set billing alerts, and track…

    2025 · aicosts.ai · its alternatives →

  16. 16

    Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.

    Jun 2026 · treasury.sh · its alternatives →

  17. 17IM
  18. 18
    .agt▲4

    Onchain domains and wallets for AI Agents

    Dec 2025 · agtdomains.com · its alternatives →

  19. 19

    Just text what you paid. AI splits the bill.

    Jul 2026 · saysplit.app · its alternatives →

  20. 20OS

    Developer friendly code and API security solution, AI-Powered real-time SAST | Sixth Learn more about Sixth

    2024 · trysixth.com · its alternatives →

  21. 21

    Bring Your AI Projects to Life Without Breaking the Bank!

    2024 · free-unoficial-gpt4o-mini-api-g70n.onrender.com · its alternatives →

  22. 22

    ARTIFICIAL INTELLIGENCE FOR DAILY FINANCIAL DECISIONS

    2016 · wallet.ai · its alternatives →

  23. 23

    Custom AI solutions you own forever. No SaaS.

    Mar 2026 · contriboot.dev · its alternatives →

  24. 24

    Stop burning AI credits before you even start building

    Mar 2026 · nocodecost.xyz · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →