Alternatives
Products that do what RR Finance does
tax saving with 54EC bonds
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Here's a little side project I’ve been working on: https://totalrealreturns.com/ The Total Real Returns chart demonstrates the preservation or growth of real wealth more clearly than conventional (nominal-dollar, price-only) stock charts, because: (1) we include the effects of inflation-diminished purchasing power, and (2) we include the effects of reinvesting dividends from the initial investment. I found it harder to explain the y-axis in words than it was to do the math, so please let me know if you think the "baguettes" explanation on the homepage helps. I was up until 4am…
2022 · totalrealreturns.com
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Should you pay off debt or invest? Find out after taxes.
Jul 2026 · debt-vs-invest-calculator.pages.dev
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Hey all My name is Adam, and I’m a co-founder at Yotta (YC S20), an app that uses behavioral psychology to help people save money by making saving exciting. We built a feature on Yotta where you can earn 9.62% APY via US Treasury I Bonds. (https://www.withyotta.com/i-bonds) This is an absurd yield for a security that is backed by the full faith and credit of the United States Government - the strongest guarantee you can get. For comparison, most high-yield savings accounts with FDIC coverage are paying ~2%. The backstory: I Bonds were established by the US Treasury in 1998 to…
2022
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Hello - I’m the founder of Frec. We built a direct indexing product that lets you tax loss harvest the S&P 500 or the S&P Information Technology indexes for a low 0.10% fee and a minimum deposit of $20k. You can start your direct index with cash or contribute stock you already have. Our historical simulations based on 20-years of data show that we harvest ~40% of every deposit back in capital losses over a period of 5 years. I linked to a live demo account with a real $50k deposit made on Dec 5, 2023. The account shows that our trades track the S&P very closely. As of January 21, our direct…
2024 · frec.com
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