AI · alternatives · 2026

24 alternatives to Timmy

Personalized spending suggestions to grow your wealth

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Timmy launched in 2024; newer entries below may have overtaken it.

1. 1
   Timmy▲101

   Save money faster with Timmy

   2025 · its alternatives →

2. 2
   Timmy▲7

   Save money faster with Timmy

   2024 · its alternatives →

3. 3
   Pennies▲195

   Incredibly simple personal budgeting app for iOS

   2014 · getpennies.com · its alternatives →

4. 4
   Digit▲364

   SMS bot that monitors your bank account & saves you money

   2014 · oportun.com · its alternatives →

5. 5
   Shillings▲84

   Your pocket income forecaster & tracker

   2023 · getshillings.com · its alternatives →

6. 6
   Richie Simple▲68

   A budgeting app to help you start investing

   2018 · its alternatives →

7. 7
   SimplyBudget▲193

   AI finance manager for teens

   2024 · its alternatives →

8. 8
   Wealth Calculator▲255

   Invest first & spend what's left

   2024 · its alternatives →

9. 9
   Penny▲245

   A personal finance coach that's simpler than Mint

   2015 · pennyapp.io · its alternatives →

10. 10
    FinKitty▲107

    Your finance pet that cheers every smart money move

    Oct 2025 · finkitty.com · its alternatives →

11. 11
    Penny, an easy way to track your spending▲89

    Meet Penny, your personal finance coach. Spend smarter, save more, live happier.

    2016 · pennyapp.io · its alternatives →

12. 12
    Earlybean▲106

    Learning-focused savings app for kids & teens

    2023 · earlybean.co · its alternatives →

13. 13
    Vaultr▲82

    Personal finance app built for young professionals

    Apr 2026 · vaultr-app.org · its alternatives →

14. 14
    Pocket AI▲78

    ChatGPT for personal finance

    2023 · aipocket.co · its alternatives →

15. 15
    Dollar, the Spendee bot▲73

    Stick to your New Year’s money resolutions

    2018 · messenger.com · its alternatives →

16. 16
    Soon▲66

    Automate finances in one app with a Soon Smart Debit Account

    2019 · soon.app · its alternatives →

17. 17SA
    Spendy – a simple money tracker (iOS app)▲59

    2014 · dl.dropboxusercontent.com · its alternatives →

18. 18
    WealthNest.ai▲45

    AI-powered personalized family office for your wealth

    Jul 2026 · play.google.com · its alternatives →

19. 19
    Treasury AI▲20

    Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.

    Jun 2026 · treasury.sh · its alternatives →

20. 20
    PennyMaster▲14

    Get a nudge of your spending. Build better habits with AI

    2025 · its alternatives →

21. 21
    Wealthsimple▲25

    Simple, smart investing for Canadians now on your phone

    2015 · apps.apple.com · its alternatives →

22. 22
    Redikhet, wealth forecasting made easy▲14

    App to perform advanced projections of your wealth growth

    2025 · redikhet.eu · its alternatives →

23. 23
    The Money Pouch▲19

    AI stock trading bot

    2018 · play.google.com · its alternatives →

24. 24
    ETMONEY - Personal Finance App▲5

    The simplest way to Save, Invest & Manage your money.

    2017 · play.google.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →