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Commerce · alternatives · 2026

24 alternatives to ZerøBalance

Smart budgeting built for real life

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

  1. 1

    End overspending with smart budgeting

    2022 · its alternatives →

  2. 2

    Delightfully simple budgeting

    2020 · lunchmoney.app · its alternatives →

  3. 3
  4. 4

    Manage and track your personal & business finances easily

    2024 · steffynotion.gumroad.com · its alternatives →

  5. 5

    Budgeting, splitting, mindful spending

    2023 · balancey.app · its alternatives →

  6. 6SB

    2018 · putz.io · its alternatives →

  7. 7

    A beautiful, intuitive finance tracker that grows with you

    2024 · financegarden.netlify.app · its alternatives →

  8. 8

    Personal finance & budgeting application for individuals.

    2019 · decentbudget.com · its alternatives →

  9. 9

    Built for people who want control. Not bank connections.

    Jun 2026 · apps.apple.com · its alternatives →

  10. 10

    Make purchase decision with a budget

    2022 · cjndubisi.gumroad.com · its alternatives →

  11. 11

    A simply budget app that predicts where the expenses are being made - victorqribeiro/budget

    2018 · github.com · its alternatives →

  12. 12

    Modern, flexible personal finance for creators & households.

    Jul 2026 · smartfinancenerd.com · its alternatives →

  13. 13

    Try zero-based monthly budgeting in 5 min. 100% free!

    Jan 2026 · jengobudget.com · its alternatives →

  14. 14

    Personal finance management for Node.js hackers and Google Docs users - kika/hackerwallet

    2016 · github.com · its alternatives →

  15. 15

    Hi! I built PaperRight.xyz because I've tried everything: - AI-assisted budgeting tools that promise to "optimize" your spending - Spreadsheets with lots of formulas and color-coded cells - Apps that gamify saving and tell you your financial horoscope, or whatever None of them stuck. They were either too rigid, or too automated, or just too much. I don't need a terminally confused AI financial advisor (or a confused human financial advisor). I just needed something simple that showed me some metrics I couldn't find in any other budgeting app so I built paperright.xyz!

    Nov 2025 · paperright.xyz · its alternatives →

  16. 16BI

    There is so much innovation that can and needs to be done in the online banking space, Mint hasn't innovated in years, so I decided to. Some of my experiments... http://budgetable.com

    2012 · budgetable.com · its alternatives →

  17. 17

    Contribute to porkybank/porkybank development by creating an account on GitHub.

    2024 · github.com · its alternatives →

  18. 18

    A calmer way to see your money monthly

    Jan 2026 · budgetnest.uk · its alternatives →

  19. 19

    Hey! onbalance is maturing. The new 2.0 version brings multiuser access to organizations. And it's still free with no limitations or ads! Also, a technical security whitepaper was released alongside a few other articles on privacy, offline-first, and cash flow planning concepts. Find it on Google Play and App Store.

    2025 · onbalance.app · its alternatives →

  20. 20

    Mature solution for small business or personal finances

    2022 · coinflow.money · its alternatives →

  21. 21

    Track your money. No ads, no subscriptions, just clarity

    2025 · balancetrackr.com · its alternatives →

  22. 22

    Smart budget planner & expense tracker

    Jul 2026 · play.google.com · its alternatives →

  23. 23

    Budget smarter — solo, with family, or as a group

    Mar 2026 · spendmind.kaygeek.com · its alternatives →

  24. 24

    Personal finance tool with bank syncing

    2017 · apps.apple.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →