Commerce · alternatives · 2026
24 alternatives to SiBalance
Built for people who want control. Not bank connections.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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onbalance▲16Hey! onbalance is maturing. The new 2.0 version brings multiuser access to organizations. And it's still free with no limitations or ads! Also, a technical security whitepaper was released alongside a few other articles on privacy, offline-first, and cash flow planning concepts. Find it on Google Play and App Store.
2025 · onbalance.app · its alternatives →
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2020 · github.com · its alternatives →
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TopHat Finance - an in-browser personal finances app
2022 · athenodoros.github.io · its alternatives →
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uFincs is the easiest, privacy-friendly way of taking control of your finances. Control your money. Keep your data.
2021 · ufincs.com · its alternatives →
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Track your money. No ads, no subscriptions, just clarity
2025 · balancetrackr.com · its alternatives →
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Free privacy-first personal finance app | no bank connection
Dec 2025 · spendflow.uk · its alternatives →
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Take control of your money, stress-free
2025 · budget.selfsolution.fr · its alternatives →
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Swiss budget app for people, couples & families
Feb 2026 · budgethub.ch · its alternatives →
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Manage bank accounts, cards, and auto-settle balances
Jan 2026 · play.google.com · its alternatives →
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Simple, Clear & Effective Budget control
Apr 2026 · play.google.com · its alternatives →
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Take control of your finances, not your bank
Jul 2026 · pennypilot-webpage.onrender.com · its alternatives →
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Sift▲1Your money on your device. The serverless finance tracker.
Jul 2026 · getsiftapp.com · its alternatives →
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Local-first zero-based budgeting, no bank connection
Jul 2026 · joinzero.app · its alternatives →
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Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/
Nov 2025 · buildyourbudget.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →