OpenTeller
Private budgeting for any bank, in the AI you already use
OpenTeller launched on August 11, 2026 with 4 votes, #2,153 of 23,274 launches that month and more than 75% of that year's launches.
What it does
Most budgeting apps reach your bank through an aggregator, and the free ones pay for that access by profiling what you spend. OpenTeller has no middleman. You log into your bank inside the app, train it once, then sync in one tap. Any bank, any country, credentials never leaving your device. In no account mode, your data sits encrypted in your own iCloud. Categorization runs on Apple Intelligence, on-device. You can bring your own AI. An MCP endpoint lets Claude and ChatGPT read your data
Plan your budget with any bank in the world. Set a limit per category, pull transactions in with one-tap sync, a CSV, or a screenshot, and never share your bank password.
Set a limit for every category and watch it track itself. Bring transactions in with one-tap sync, a CSV, or a screenshot, without ever sharing your bank password. Clean categories, budgets, trends. Plus an AI assistant that answers from your real data. Most finance apps make you connect your bank account. Here's why that causes trouble. Traditional apps only connect to a select few major banks. If you use a local credit union, regional bank, or an international account, you're usually out of luck. Tired of your accounts constantly disconnecting? Security updates on other apps force you to log back in and re-link your bank every few weeks just to see your data. Handing your bank password…from openteller.app
Pricing, as stated on its site
Free tier, paid plans from $6.99/mo — OpenTeller offers a 7-day free trial. Paid plans start at $6.99/month (Pro) for iCloud-based budgeting, or $13.99/month (Pro+) for web and cross-device access with advanced AI features.
checked October 2026 · prices change
Does a similar job
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