Commerce · alternatives · 2026
24 alternatives to Aave, program IBAN accounts and virtual debit cards
Earn on your savings, borrow against your assets, and build onchain finance with Aave. Six years of uninterrupted operation, independently audited.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Aave, program IBAN accounts and virtual debit cards launched in 2018; newer entries below may have overtaken it.
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nsave▲458Trusted $€£ account abroad for people of unstable economies
2024 · nsave.com · its alternatives →
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Brew Money▲640Earn ~6% APY on crypto with self-custody, withdraw anytime
2022 · apps.apple.com · its alternatives →
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Ray▲293I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
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Curated news paired with trivia and investing competitions
2019 · getibble.com · its alternatives →
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Surmount AI▲127Invest smarter, not harder using data-driven strategies
2023 · app.surmount.ai · its alternatives →
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We just released an MCP server that lets Claude (or any MCP client) pull real-time and historical financial data: equities, options chains, crypto, FX, commodities, fundamentals, economic indicators, and 50+ technical signals. You can ask things like: “Plot NVDA’s RSI vs AMD’s over the past year.” “Show the yield curve shift since 2020.” “What are Apple’s recent earnings surprise trends? “Make a 3-statement model for ORCL.” Claude runs the requests, does the math, and returns the data or generates charts/models all inside the chat. Setup takes about a minute. You’ll need Claude Pro…
Nov 2025 · mcp.alphavantage.co · its alternatives →
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CRED Mint▲168Earn up-to 9% interest, while investing in CRED members
2021 · cred.club · its alternatives →
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Earn compounding interest on BTC and ETH
2019 · blockfi.com · its alternatives →
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Soon▲86Reimburse your spending w/ crypto gains, powered by OpenAI
2023 · soon.app · its alternatives →
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Hey all My name is Adam, and I’m a co-founder at Yotta (YC S20), an app that uses behavioral psychology to help people save money by making saving exciting. We built a feature on Yotta where you can earn 9.62% APY via US Treasury I Bonds. (https://www.withyotta.com/i-bonds) This is an absurd yield for a security that is backed by the full faith and credit of the United States Government - the strongest guarantee you can get. For comparison, most high-yield savings accounts with FDIC coverage are paying ~2%. The backstory: I Bonds were established by the US Treasury in 1998 to…
2022 · its alternatives →
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CardPointers▲112Easily earn more cash back & points from your credit cards
2022 · cardpointers.com · its alternatives →
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delegare▲70Hi guys, am building SecureLend.ai and when working on our underwriting agents (free trial, paid after) I had issues with seamless payment options. Of course I looked at x402 which I believe is a great protocol but not a fan of a) sharing private keys with the agent b) having a human in the loop or c) similar workaround e.g. pre-funded wallets So I started building out a solution. For my use case it was important to not only have stablecoins but also a fiat rail which is now implemented using Stripe. Initially I build a mandate system internally but am very glad and big shoutout to the guys…
Apr 2026 · delegare.dev · its alternatives →
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Turn your spending into an investment automatically
2022 · statusmoney.com · its alternatives →
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Soon▲66Automate finances in one app with a Soon Smart Debit Account
2019 · soon.app · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →