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Growth · alternatives · 2026

24 alternatives to Budgetum

Budgetum 1.5 - Free flexible offline budgeting. No ads.

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 2 we have checked on their own sites, 2 of them free or with a free tier.

  1. 1

    A free and offline-first budgeting app for full control.

    2025 · apps.apple.com · its alternatives →

  2. 2

    TopHat Finance - an in-browser personal finances app

    2022 · athenodoros.github.io · its alternatives →

  3. 3
  4. 4
    Actual Budgetfree▲278

    Robust and simple budgeting that works

    2019 · actualbudget.org · its alternatives →

  5. 5SB

    2018 · putz.io · its alternatives →

  6. 6

    Really simple budgeting

    2020 · outgoing.app · its alternatives →

  7. 7

    Hi HN, I wanted to share an app I've created recently since it might be useful for you: guitos is a free open-source budgeting app that helps you figure out where your money went and plan your budget ahead of time. It was initially created to replace a spreadsheet I created based on the budgeting advice given on the r/personalfinance subreddits and as an opportunity to learn React. The app stores data in your browser's local storage (IndexedDB). Your private financial data doesn't leave your browser. (If you're wondering what the app's name means: "guitos" is portuguese slang for…

    2023 · guitos.app · its alternatives →

  8. 8

    Free and easy budget forecasting

    2023 · its alternatives →

  9. 9

    Offline desktop app for storing recipes, creating meal plans and generating grocery lists on a budget - budget-meal-planner/README.md at master · benjaminogles/budget-meal-planner

    2020 · github.com · its alternatives →

  10. 10

    Try zero-based monthly budgeting in 5 min. 100% free!

    Jan 2026 · jengobudget.com · its alternatives →

  11. 11

    Know your debt-free date & savings, no apps needed.

    2025 · tally.so · its alternatives →

  12. 12
    Monee▲53

    A beautifully simple way to manage your money

    Dec 2025 · monee-app.com · its alternatives →

  13. 13

    Take control of your finances without giving up your privacy

    2025 · play.google.com · its alternatives →

  14. 14

    Free family budget app — your data stays with you

    May 2026 · budget.marquabel.be · its alternatives →

  15. 15

    The offline personal finance app you own forever.

    Jul 2026 · momentumstudio2026.sell.app · its alternatives →

  16. 16

    A simple, offline budgeting app that just works.

    2025 · play.google.com · its alternatives →

  17. 17

    Free Excel budget tracker with one-click automation

    Jan 2026 · budgetmaven.gumroad.com · its alternatives →

  18. 18

    Local-first zero-based budgeting, no bank connection

    Jul 2026 · joinzero.app · its alternatives →

  19. 19

    Take Control of Your Budget

    2025 · apps.apple.com · its alternatives →

  20. 20

    No logins. No ads. Just clarity.

    2025 · themoneytool.com · its alternatives →

  21. 21
    BudgetSumfree tier, from $2.99/mo

    Track every euro effortlessly — AI-powered budgeting

    Mar 2026 · budgetsum.app · its alternatives →

  22. 22BI

    There is so much innovation that can and needs to be done in the online banking space, Mint hasn't innovated in years, so I decided to. Some of my experiments... http://budgetable.com

    2012 · budgetable.com · its alternatives →

  23. 23

    Free, open source offline cross-platform budgeting solution

    2019 · rezach.github.io · its alternatives →

  24. 24

    Snap a receipt. AI does the rest. Your money, your data.

    Feb 2026 · budgetella.app · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →