Commerce · alternatives · 2026

24 alternatives to Mallient

Shared banking, rebuilt for the professional

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Current Student Account▲170

   Bringing allowances into the digital age

   2017 · current.com · its alternatives →

2. 2
   Point▲220

   Banking made rewarding

   2019 · its alternatives →

3. 3
   Lunch Money 2.0▲327

   Delightfully simple budgeting

   2020 · lunchmoney.app · its alternatives →

4. 4
   FinKitty▲107

   Your finance pet that cheers every smart money move

   2025 · finkitty.com · its alternatives →

5. 5
   Finnt▲185

   Next-gen banking app for students

   2023 · apps.apple.com · its alternatives →

6. 6LM
   Lunch Money, a personal budgeting tool with multi-currency support▲229

   2019 · lunchmoney.cc · its alternatives →

7. 7
   Zeta Joint Cards▲111

   Shared banking for modern couples

   2021 · its alternatives →

8. 8
   SPENT Money▲71

   Smarter spending. Cash back & automated money management.

   2016 · spentapp.com · its alternatives →

9. 9
   Rebatus▲74

   Rewarding users for sharing their spending history

   2021 · rebatus.com · its alternatives →

10. 10
    Simple Shared▲7

    A shared bank account for modern relationships

    2016 · pnc.com · its alternatives →

11. 11
    Soon▲86

    Reimburse your spending w/ crypto gains, powered by OpenAI

    2023 · soon.app · its alternatives →

12. 12
    blockbank▲100

    Unleashing financial power with AI & blockchain technology

    2023 · its alternatives →

13. 13
    Personal Capital▲85

    All your accounts, All in one place.

    2013 · personalcapital.com · its alternatives →

14. 14
    Piere▲67

    Intelligent Payment Sharing & Money Pools

    2023 · piere.com · its alternatives →

15. 15
    Point▲36

    The most rewarding bank account ever

    2019 · atlascard.com · its alternatives →

16. 16
    Synctera▲75

    Fintech as a service to shape tomorrow's banking together

    2021 · synctera.com · its alternatives →

17. 17
    NOW Money▲65

    Help workers access banking and remittance services

    2017 · nowmoney.me · its alternatives →

18. 18
    Splitty▲66

    Avoid the awkward conversation of requesting 💸 from friends

    2018 · apps.apple.com · its alternatives →

19. 19
    Expensify Cash▲79

    Chat and payments in one place

    2021 · new.expensify.com · its alternatives →

20. 20
    Bankiom▲65

    Smart online banking app to connect your money to your dream

    2021 · bankiom.com · its alternatives →

21. 21
    Soon▲66

    Automate finances in one app with a Soon Smart Debit Account

    2019 · soon.app · its alternatives →

22. 22
    LearnVest▲41

    personalized financial plans

    2014 · learnvest.com · its alternatives →

23. 23
    Status Money: Social Network for Finance▲38

    Connect with peers to intelligently manage your money.

    2019 · statusmoney.com · its alternatives →

24. 24
    BudgetBloom▲15

    Collaborative financial wellness platform

    2025 · budgetbloom.tech · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →