Dev tools · alternatives · 2026
24 alternatives to Paisa – Open-Source Personal Finance Manager
I have been using plaintext accounting for some time and had a duct-taped together reporting system. Paisa is my latest attempt at making it usable for others. I am interested in knowing what people normally want to understand about their finances PS: Please avoid editing the demo data. Download and run locally if you want to edit.
Paisa is an open-source personal finance manager built on plaintext accounting principles. It's designed for users who want to track and understand their finances through a simple, text-based system. The tool provides… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier. Paisa – Open-Source Personal Finance Manager launched in 2023; newer entries below may have overtaken it.
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Your All-in-One Personal Finance Calculator Suite
Jun 2026 · paisaplanner.site · its alternatives →
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Actual Budgetfree▲278Robust and simple budgeting that works
2019 · actualbudget.org · its alternatives →
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Ray▲293I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
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Fina▲257Fina lets you build your own tracking system with live financial accounts all without using a spreadsheet. You can build and share custom templates the same way you can in notion.
2023 · fina.money · its alternatives →
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A simple, private & beautifully designed expense tracker
2025 · paisa-tracker.app · its alternatives →
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TopHat Finance - an in-browser personal finances app
2022 · athenodoros.github.io · its alternatives →
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Monifi▲69Excel alternative for personal finance management
Dec 2025 · monifi.app · its alternatives →
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Your all-in-one personal money management system
2022 · projectsbyparth.gumroad.com · its alternatives →
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Notion template that reports your spending habits
2023 · finance-assistant.typedream.app · its alternatives →
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Hello HN! I am Aswin Mohan, full-stack mobile + web developer and I built PaperMoney(https://getpaper.money). PaperMoney is a double-entry accounting based personal finance app. It can help you keep track of your expenses, assets, liabilities and your net-worth. It is based on the command-line tools beancount and ledger. I had been using beancount to track my expenses for over two years. The plain-text accounting and reporting with fava was great, but I wanted a mobile based app to keep track on the go. Looked around existing solutions but everything fell short when compared to…
2024 · getpaper.money · its alternatives →
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Manage your business finances on the go with Mfpay.
2024 · app.mfpay.me · its alternatives →
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AI wealth advisor for the US and Canada
Jun 2026 · its alternatives →
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Meet Penny, your personal finance coach. Spend smarter, save more, live happier.
2016 · pennyapp.io · its alternatives →
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100% private, on-device expense tracker for Android (India)
Sep 2026 · paisalens.co.in · its alternatives →
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An Emacs major mode for Hledger. Contribute to narendraj9/hledger-mode development by creating an account on GitHub.
2017 · github.com · its alternatives →
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gider.im▲42Track your income & expenses, privacy first, local first
2024 · gider.im · its alternatives →
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Learn to take control of your personal finances using Python, a few plain-text files, and the open-source ecosystem. 100% developer-friendly.
2021 · personalfinancespython.com · its alternatives →
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AI-powered finance: talk, snap, or just ask
Mar 2026 · personal-accountant.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →