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Life & fun · alternatives · 2026

24 alternatives to Retirement Lab

Retirement planning for the market that actually exists

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.

  1. 1SR

    Use this planner to explore the health of your retirement plan. Estimate your retirement income and explore different investment strategies.

    2015 · letscrunchit.com · its alternatives →

  2. 2

    Investment Calculator is a beautifully simple calculator to help you calculate the potential value of your retirement investments and visualize their growth. Based on your inputs, we also make suggestions on how to increase your investment savings.

    2018 · investmentcalculator.io · its alternatives →

  3. 3

    Hey everyone! After another year of building as a solo dev on nights and weekends, I'm back with an update on this post: https://news.ycombinator.com/item?id=31083093. TL;DR - ProjectionLab (https://projectionlab.com) is a privacy-friendly personal finance planning tool where you can create financial plans that go beyond the standard online retirement calculators. And by popular request, it now supports self-hosting for Lifetime users! Something I'm grateful for is that our community here on HN is the difference between PL existing and not. There was actually a time…

    2023 · projectionlab.com · its alternatives →

  4. 4

    How early can you 🍹retire if you move to another place?

    2018 · nomadlist.com · its alternatives →

  5. 5
  6. 6IQ

    Quick background: I used to code. Studied it in school, wrote some projects, but eventually convinced myself I wasn't cut out for it. Too slow, too many bugs, imposter syndrome — the usual story. So I pivoted, ended up as an investment associate at an early-stage angel fund, and haven't written real code in years. Fast forward to now. I'm a Buffett nerd — big believer in compound interest as a mental model for life. I run compound interest calculations constantly. Not because I need to, but because watching numbers grow over 30-40 years keeps me patient when markets get wild. It's basically…

    Jan 2026 · calquio.com · its alternatives →

  7. 7

    Simple Retirement Planning

    Mar 2026 · retirepro.io · its alternatives →

  8. 8

    A complete retirement planner covering accounts, taxes, pensions, withdrawals, and life events, stress-tested against thousands of simulations drawn from over a century of real market history. Start with a free quick check, no sign-up required.

    Aug 2026 · foresightplanner.com · its alternatives →

  9. 9RC
  10. 10

    Easily track your net worth and find your retirement age

    2023 · its alternatives →

  11. 11
    Retire▲74

    Take back $162,125 you are losing in 401(k) fees

    2019 · getretire.com · its alternatives →

  12. 12

    Read the Tape gives players the same 5 S&P500 stock charts per day to predict. You select low, medium or high confidence and then call the chart UP or DOWN. It's a 1d chart which then resolves over 5 days. Alpha is scored against the Monkey Index, a basket of 11 random coin flips at low confidence which provides a tangible win/lose condition. We're two weeks in and some interesting data is being kicked up. Players like to call tops even though stonks go up- 60% of the 70 charts so far resolve higher, players' down calls have only been right 31% of the time. There's a full stats dive at…

    Jul 2026 · readthetape.cc · its alternatives →

  13. 13

    We just released an MCP server that lets Claude (or any MCP client) pull real-time and historical financial data: equities, options chains, crypto, FX, commodities, fundamentals, economic indicators, and 50+ technical signals. You can ask things like: “Plot NVDA’s RSI vs AMD’s over the past year.” “Show the yield curve shift since 2020.” “What are Apple’s recent earnings surprise trends? “Make a 3-statement model for ORCL.” Claude runs the requests, does the math, and returns the data or generates charts/models all inside the chat. Setup takes about a minute. You’ll need Claude Pro…

    Nov 2025 · mcp.alphavantage.co · its alternatives →

  14. 14

    Free & Powerful Portfolio Simulations For Everybody

    2021 · honestmath.com · its alternatives →

  15. 15

    Monte Carlo retirement planning with institutional CME data

    Feb 2026 · quantcalc.gumroad.com · its alternatives →

  16. 16

    Stress-test your early retirement against market crashes

    May 2026 · retirelogic.io · its alternatives →

  17. 17

    Most retirement calculators either oversimplify things or ask you to link your accounts so they can make money off your data. I wanted something that actually helped me see if I was on track without handing over a bank login, so I built RetireNumber. It's a privacy-first retirement planner. You type in your own numbers. No account linking, no selling your data, no VC. Just me and a subscription. The engine does real math: Monte Carlo with 1,000 runs, historical backtesting to 1928 using Shiller's Yale data, tax-aware withdrawal strategies, and scenario comparison so you can try different…

    Feb 2026 · retirenumber.com · its alternatives →

  18. 18

    Flexible spending retirement planner with realistic modeling

    2025 · its alternatives →

  19. 19WC
  20. 20

    You can adjust inputs and immediately see how the outcome changes. Results include clear success rates, cash-flow charts, and an “Under the Hood” view that shows exactly how the numbers are worked out.

    Nov 2025 · pulse-browser.com · its alternatives →

  21. 21

    Hi HN! I've been working on this calculator for some time now. It started off as a tool to help me do some retirement planning and I think it could be broadly useful to others as well. It's very generic, which is both good and bad. Good, because you are not beholden to the assumptions of the model, like in many other calculators. This also means that it’s not US centric. On the other hand, you do need a bit of financial planning knowledge to be able to use it effectively. There are many retirement calculators out there -- here's what I think The Tortoise does better than most: 1. An easy to…

    2022 · thetortoise.io · its alternatives →

  22. 22

    The most sophisticated free retirement calculator

    Jun 2026 · futurepath.essentialx.us · its alternatives →

  23. 23

    Comprehensive financial planning tools

    2025 · smartinvestreturns.com · its alternatives →

  24. 24

    ⏰ Personal Retirement Calculator

    2025 · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →