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Alternatives

Products that do what Sandalan does

The adulting cheat sheet every Filipino wished they had

  1. 1
    Pennies195

    Incredibly simple personal budgeting app for iOS

    2014

  2. 2
    8udget97

    Budget, invest & track finances - works offline

    Jan 2026

  3. 3
    Moplan99

    How much money can you spend today?

    2018

  4. 4

    Try zero-based monthly budgeting in 5 min. 100% free!

    Jan 2026

  5. 5
    Monee53

    A beautifully simple way to manage your money

    Dec 2025

  6. 6IB

    I built this because I see that grocery savings are achievable in NYC. People usually just go to the store they're used to going to, and it's rarely worth the effort of combing through card cashback, weekly coupons, CPG rebates. Most people leave real money on the table by not stacking them, and even more don't even know that these deals are out there.... so I built a way to automate it. You can use it for free, no login, currently NYC-only with ~690 stores. I built it so that you just search whatever you want (use commas if you want to search multiple items). Or - use the AI tool to help…

    Jul 2026 · sbnyc.app

  7. 7
    HabitIt14

    Local-first habit tracker with a GitHub-style grid

    Jul 2026 · habitit.commandoser.xyz

  8. 8

    Free Excel budget tracker with one-click automation

    Jan 2026

  9. 9CM

    I thought I could make a personal finance app that was simpler, smarter and more privacy-focused than Monarch, YNAB and Copilot. I believe I have, but today that's up to you. While the classic story of using a variety of "analog" tools to manage money does apply to me, the main pillars that pushed me to build Cadence Money were: - Pay for the level of syncing that's used including none - No built-in AI - Fully cross-platform including mobile browsers - Passkeys available day one - Proper Canadian support - No ads even for a book After seven years at 1Password as a Lead PM, I can safely say…

    Jul 2026 · cadencemoney.com

  10. 10

    Budgeting, without the spreadsheet

    Jul 2026 · spendly.my

  11. 11

    Private and local. No AI or cloud. Just you and your money.

    Jun 2026 · finplan.me

  12. 12TS
  13. 13MS

    For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.

    2023 · financemadelovely.com

  14. 14
    Plika3

    Budget mindfully. Your data stays yours. Pay once.

    Apr 2026 · plika.app

  15. 15IB

    Hey HN, I had to create many invoices recently, it was pretty annoying doing the same things over and over. So i created this small tool that work well to create invoice and save them as template for re-usage. the ui is very easy and simple. I hope this tool will be helpful to you as it it to me. ps: you can move around without account Dorian

    2024 · invoicepdf.dev

  16. 16IB

    A few years ago, I started managing my finances using Google Sheets. It worked fine for a while, but then I hit some limitations. As my financial planning needs grew more complex, I found myself struggling with tracking assets and forecasting future financial scenarios. Thus, I started to work in my spare time on building FinancialAha: https://www.financialaha.com - a financial planning app designed to do everything my spreadsheets couldn’t. It is completely free and I intend to add some paid features later on as listed on the pricing page, but I want to keep it free for people…

    2024

  17. 17

    Budgeting made as simple as writing a note!

    Feb 2026

  18. 18

    Kill ghost subscriptions. Build wealth instead

    Feb 2026 · accounts.google.com

  19. 19

    A free, offline, privacy-first personal finance app

    Jul 2026 · ashokarbad.github.io

  20. 20IJ

    Hello. I was looking for a simple and clean habit tracker. I went through a few apps but felt they were missing something. I also had some time on my hands, so decided to make my own and share it in case anyone else likes it. Some of the supported features: Streaks based, track and beat your longest streaks Fully free no ads Embed to your notion Analytics graph, chart, and other For anyone curious about the tech stack: - ViteJS for frontend - Netlify for hosting Link: [https://habitfast.netlify.app/ref/HN]

    2024 · habitfast.netlify.app

  21. 21IB

    I built a macOS app to track my subscriptions after realizing I was spending over $XXXX annually on services I barely used. I wanted a simple, privacy-focused tool to help me stay on top of recurring charges without relying on third-party integrations or sharing financial data. Key Features: – Visual Calendar: See all upcoming charges in a monthly view. – Custom Notifications: Set reminders for upcoming payments. – Highlights: Flag subscriptions as annual, trial, or one-time. – Statistics: View projected yearly spending, average monthly costs, and peak spending months. – Custom Categories:…

    2025 · appps.od.ua

  22. 22
    Budgii3

    One app. Every wallet in the house.

    May 2026 · apps.apple.com

  23. 23

    Reconcile Personal Monthly Finances with AI in 5 min or Less

    Feb 2026

  24. 24TY

    My parents got super confused when PhonePe (payment app in India) updated their app overnight. They immediately blamed me for "breaking their phone" lol. I had to spend an hour showing them how to use the new design. Same thing happened with WhatsApp video calls. I realized this is a common problem - we teach our parents tech stuff once, but they forget because they don't practice enough. So I made this tool that lets my parents practice using apps through step-by-step tutorials at their own pace. No one rushing them, no one judging. The goal? Help my parents feel more confident with…

    2025 · teach-your-parents-smartphone.com

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